20277 Farm Rd 79, Sumner, TX 75486 Property Records

Lamar County property record for 20277 Farm Rd 79, Sumner, TX 75486

Property Summary

Property Type	Misc Structure / Fixture
Details	6 bd · 2.5 ba · 3,577 sqft · built 2009
Lot Size	3.92 acres (170,755 sqft)
Owner	Individual Name on Record
Last Sale	$142,000 (May 2017)
Tax Bill	$3,711 (2026)
Deeds & Mortgages	May 2017 Mortgage May 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`A0862-0120-0000-25`

Property Details

APN / Parcel Number

Primary APN	`A0862-0120-0000-25`
Alternative APN	`54073`

Interior

Bedrooms	6 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	3,577 sqft Total Area
1st Floor Area	2,749 sqft
Upper Floors Area	828 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2010
Architectural Style	Conventional
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	170,755 sqft (3.92 acres)
Garage Type	Attached
Garage Area	580 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	A0862-0120-0000-25
Street Address	20277 FARM ROAD 79
City	SUMNER
State	TX
Zip	75486-3666
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Misc Structure / Fixture
Legal Description	A862 J STEPHENS SURVEY, TRACT 12, ACRES 3.92
Legal Subdivision	J STEPHENS SURVEY
Legal Tract	12
Legal Lot Number	12
Jurisdiction	LAMAR TX
Township / Civil Division	SUMNER
Census Block Group	1
Census Block	1016
Census Tract	102

Owner

Source: Lamar County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20277 FARM ROAD 79, SUMNER, TX 75486-3666
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2017	Deed of Trust, Mortgage · ARM FIRST FEDERAL COMMUNITY BANK
May 3, 2017	Deed of Trust, Mortgage · Stand-Alone First Mortgage FIRST FEDERAL COMMUNITY BANK
Mar 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage LEADER ONE FINANCIAL CORP
May 2, 2017	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2017 · Amount on Record
Deed Sale	May 2, 2017 · Amount on Record
Prior Sale	Oct 31, 2013 · Amount on Record
Deed Document Number	20171431182017
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAMAR TX
Property Address	20277 FARM ROAD 79, SUMNER, TX 75486-3666
Transaction Type	Mortgage
Record Updated	Oct 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1431582017
Date	May 3, 2017
Instrument	143158-2017

Lender

Name	FIRST FEDERAL COMMUNITY BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

Interest

Rate Type	Adjustable Rate
Type Change Date	May 1, 2022
Change Frequency	5 Years
Min Rate At Change	4.37%
Max Rate At Change	10.3%
Index	5-Year TN

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAMAR TX
Property Address	20277 FARM ROAD 79, SUMNER, TX 75486-3666
Transaction Type	Mortgage
Record Updated	Oct 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1431552017
Date	May 3, 2017
Instrument	143155-2017

Lender

Name	FIRST FEDERAL COMMUNITY BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAMAR TX
Property Address	20277 FARM ROAD 79, SUMNER, TX 75486-3666
Transaction Type	Mortgage
Record Updated	Oct 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1802762021
Date	Mar 23, 2021
Instrument	180276-2021

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

May 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAMAR TX
Recording Date	May 2, 2017
Property Address	20277 FARM ROAD 79, SUMNER, TX 75486-3666
Document Number	1431182017
Map Reference	VOL 926 PG 128
Instrument Date	Apr 14, 2017
Instrument	143118-2017
Transaction Type	Transfer
Record Updated	Oct 4, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Lamar County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Lamar County
Unified School District	North Lamar Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,711.00 (-23.56%) Homeowner's exemption	$496,150 (+0.79%) Land $82,030 Building $414,120	$496,150 (+0.79%) Land $82,030 Building $414,120
2025	$4,855.00 (+25.48%) Homeowner's exemption	$492,270 (+13.13%) Land $76,500 Building $415,770	$492,270 (+13.13%) Land $76,500 Building $415,770
2023		$435,130 Land $71,850 Building $363,280	$435,130 Land $71,850 Building $363,280
2022	$3,869.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 42% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAMAR COUNTY WATER SUPPLY DISTRICT serves 25,569 people · EPA ID TX1390015
Water Source	Purchased surface water from CITY OF PARIS
Last State Inspection	May 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wifires Internet Fixed Wireless	110 / 11
Zulu Internet Fixed Wireless	25 / 3

Cell Coverage

4G LTE (outdoors only), no 5G reported

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