20275 Rae Rd, Bend, OR 97702 Property Records

Deschutes County property record for 20275 Rae Rd, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,680 sqft · built 1977
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on Record
Last Sale	$316,500 (Jan 2018)
Tax Bill	$4,173 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`181217-AB-00300`

Property Details

APN / Parcel Number

Primary APN	`181217-AB-00300`
Alternative APNs	`R1001181217AB00300` `121141`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,680 sqft Living Area
Gross Area	2,208 sqft
1st Floor Area	1,680 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Roof Type	Gable
Lot Area	20,038 sqft (0.46 acres)
Garage Area	528 sqft

Exterior Amenities

Deck Area	232 sqft
Shed	1 Shed
Shed Area	64 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	121141
Street Address	20275 RAE RD
City	BEND
State	OR
Zip	97702-2637
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	HIGH COUNTRY BLOCK 1 LOT 7
Legal Range	12
Legal Township	18
Legal Section	17
Legal Subdivision	HIGH COUNTRY
Legal Block	1
Legal Lot Number	7
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	2
Census Block	2005
Census Tract	2002

Owner

Source: Deschutes County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20275 RAE RD, BEND, OR 97702-2637
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2022	Deed of Trust, Mortgage · Line of Credit SELCO COMMUNITY CU
Aug 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Dec 19, 2018	Deed of Trust, Mortgage · Line of Credit SELCO COMMUNITY CU
Jan 25, 2018	Warranty Deed, Transfer · Conventional Mortgage DIRECTORS MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2018 · Amount on Record
Deed Sale	Jan 25, 2018 · Amount on Record
Deed Document Number	20182997
Prior Transfer Date	Dec 11, 2004
Prior Transfer Doc	0000077301
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20275 RAE RD, BEND, OR 97702-2637
Transaction Type	Mortgage
Record Updated	Jul 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20275 RAE RD, BEND, OR 97702-2637

Mortgage

Document Number	0000027094
Date	Jul 11, 2022
Instrument	2022-27094

Lender

Name	SELCO COMMUNITY CU
Type	Credit Union
Address	SPRINGFIELD, OR 97477

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20275 RAE RD, BEND, OR 97702-2637
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	DESCHUTES COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042862
Date	Aug 25, 2020
Instrument	2020-42862

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20275 RAE RD, BEND, OR 97702-2637
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049790
Date	Dec 19, 2018
Instrument	2018-49790

Lender

Name	SELCO COMMUNITY CU
Type	Credit Union
Address	SPRINGFIELD, OR 97477

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 25, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jan 25, 2018
Property Address	20275 RAE RD, BEND, OR 97702-2637
Document Number	0000002997
Map Reference	CAB B PG359
Instrument Date	Jan 22, 2018
Instrument	2018-02997
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20275 RAE RD, BEND, OR 97702-2637
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002998
Date	Jan 25, 2018
Instrument	2018-02998

Lender

Name	DIRECTORS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,173.00 (+3.96%)	$246,980 (+3%)	$671,040 (+1.3%) Land $230,350 Building $440,690
2024	$4,014.00 (+27.43%)	$239,790 (+21.66%)	$662,400 (+23.07%) Land $230,350 Building $432,050
2023	$3,150.00	$197,100	$538,230 Land $209,110 Building $329,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.3% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: T-Mobile, Webformix.

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