20272 Spruce Ave, Newport Beach, CA 92660 Property Records

Orange County property record for 20272 Spruce Ave, Newport Beach, CA 92660

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,919 sqft · built 2020
Lot Size	0.186 acres (8,100 sqft)
Owner	2 Company Names on File
Last Sale	$3,845,000 (Apr 2024)
Tax Bill	$42,354 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit May 2026 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`439-034-21`

Property Details

APN / Parcel Number

Primary APN	`439-034-21`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,919 sqft Living Area
1st Floor Area	2,919 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	8,100 sqft (0.186 acres)
Garage Area	455 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Location & Zoning

Street Address	20272 SPRUCE AVE
City	NEWPORT BEACH
State	CA
Zip	92660-0738
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 1506 BLK LOT 24
Legal Subdivision	TRACT 1506
Legal Tract	1506
Legal Lot Number	24
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	2
Census Block	2004
Census Tract	63101

Owner

20272 Spruce Ave is owned by a company that acquired it in December 2025.

Source: Orange County records, as of August 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	20272 SPRUCE AVE, NEWPORT BEACH, CA 92660-0738
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
May 27, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Apr 26, 2024	Grant Deed, Transfer FIRST AMERICAN TITLE COMPANY RESID', FIRST AMER TTL CO RES DIV
Dec 30, 2022	Grant Deed, Transfer · Conventional Mortgage FIRST REPUBLIC BANK
Dec 29, 2020	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Oct 9, 2019	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2024 · Amount on File
Deed Sale	Apr 26, 2024 · Amount on File
Prior Sale	Dec 30, 2022 · Amount on File
Deed Document Number	2024103971
Last Transfer Date	Dec 30, 2025
Transfer Doc	0000151507
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	20272 SPRUCE AVE, NEWPORT BEACH, CA 92660-0738
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20272 SPRUCE AVE, NEWPORT BEACH, CA 92660-0738

Mortgage

Document Number	0000083220
Date	Mar 24, 2026
Instrument	2026000083220

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 16, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	May 27, 2026
Property Address	20272 SPRUCE AVE, NEWPORT BEACH, CA 92660-0738
Document Number	0000151507
Instrument Date	Dec 30, 2025
Instrument	2026151507
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	20272 SPRUCE AVE, NEWPORT BEACH, CA 92660-0738

April 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Apr 26, 2024
Property Address	20272 SPRUCE AVE, NEWPORT BEACH, CA 92660-0738
Document Number	0000103971
Map Reference	MB 47 PG 19
Instrument Date	Apr 4, 2024
Instrument	2024000103971
Transaction Type	Transfer
Record Updated	May 13, 2024
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMER TTL CO RES DIV

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	20272 SPRUCE AVE, NEWPORT BEACH, CA 92660-0738

December 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Dec 30, 2022
Property Address	20272 SPRUCE AVE, NEWPORT BEACH, CA 92660-0738
Document Number	0000421174
Map Reference	MB 47 PG 19
Instrument Date	Oct 28, 2022
Instrument	2022000421174
Transaction Type	Transfer
Record Updated	Jan 10, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1700 HIGHLAND DR, NEWPORT BEACH, CA 92660-4815

Mortgage

Document Number	0000421175
Date	Dec 30, 2022
Instrument	2022000421175

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.7%
Type Change Date	Jan 1, 2030
Change Frequency	Monthly
Min Rate At Change	3.95%
Index	1-Year T-Bill
Max Rate	10.9%

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Dec 29, 2020
Property Address	20272 SPRUCE AVE, NEWPORT BEACH, CA 92660-0738
Document Number	0000772495
Map Reference	MB 47 PG 19
Instrument Date	Dec 7, 2020
Instrument	2020000772495
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	20272 SPRUCE AVE, NEWPORT BEACH, CA 92660-0738

Mortgage

Document Number	0000772496
Date	Dec 29, 2020
Instrument	2020000772496

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Oct 9, 2019
Property Address	20272 SPRUCE AVE, NEWPORT BEACH, CA 92660-0738
Document Number	0000394659
Instrument Date	Sep 19, 2019
Instrument	394659
Transaction Type	Transfer
Record Updated	Oct 18, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Tax	$1,001.00
Amount Accuracy	Full Value
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1401 QUAIL ST #105 NEWPORT BEACH CA 926602744, 105, NEWPORT BEACH, CA 92660-2744

Tax Assessment & Valuation

The 2025 property tax bill for 20272 Spruce Ave was $42,354, up 28.2% from the year before.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Newport Beach City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$4,044,606 (+2%) Land $3,322,614 Building $721,992
2025	$42,354.00 (+28.21%)	$3,965,300 Land $3,257,464 Building $707,836
2024	$33,036.00 (+2.48%)
2023	$32,235.00 (+67.48%)	$3,000,000 Land $2,400,000 Building $600,000
2022	$19,247.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 20272 Spruce Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Apr 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 20272 Spruce Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEWPORT BEACH serves 69,520 people · EPA ID CA3010023
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Cox Communications, GeoLinks.

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