20271 Narrow Rd, Covington, LA 70435 Property Records

St. Tammany Parish property record for 20271 Narrow Rd, Covington, LA 70435 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	1,848 sqft · built 1999
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on File
Last Sale	$25,000 (Oct 1999)
Tax Bill	$1,890 (2025)
Deeds & Mortgages	Feb 2005 Mortgage
APN	`135-133-8609`

Property Details

APN / Parcel Number

Primary APN	`135-133-8609`
Alternative APN	`119971`

Interior

Building Area	1,848 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Lot Area	130,680 sqft (3 acres)
Garage Area	2,800 sqft
Parking Spaces	10 Parking Spaces

Location & Zoning

Old Parcel Number	135-133-8609
Street Address	20271 NARROW RD
City	COVINGTON
State	LA
Zip	70435-0455
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3 ACS SEC 35 5 11 CB 1289 324 INST NO 1169048
Legal Range	11
Legal Township	05
Legal Section	35
Legal Subdivision	NARROW RD
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	2
Census Block Group	1
Census Block	1019
Census Tract	40103

Owner

Source: St. Tammany Parish records · APN 135-133-8609

Assessment roll updated October 15, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	20271 NARROW RD, COVINGTON, LA 70435-0455
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 04, 1999 · Amount on Record
Deed Sale	Oct 04, 1999 · Amount on Record
Deed Document Number	1169048
Record Updated	Jun 08, 2026

February 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	20271 NARROW RD, COVINGTON, LA 70435-0455
Transaction Type	Mortgage
Record Updated	Feb 06, 2026
Title Company	PROPERTY TITLE, PROPERTY TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001478828
Date	Feb 22, 2005
Instrument	1478828

Lender

Name	AMERICAS WHOLESALE LENDER
Type	Lending Institution
Address	DALLAS, TX 75266

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2035

Interest

Rate Type	Adjustable Rate
Rate	8%
Type Change Date	Mar 01, 2007
Change Frequency	6 Months
Min Rate At Change	8%
Max Rate At Change	9.5%
Index	6-Month LIBOR
Margin	8
Max Rate	15%

Tax Assessment & Valuation

Source: St. Tammany Parish records · Assessment roll updated October 15, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,890.00 (-3.67%) Homeowner's exemption	$23,776 (-) Land $2,500 Building $21,276	$237,763 (-) Land $25,000 Building $212,763
2024	$1,962.00 (+17.7%) Homeowner's exemption	$23,776 (+17.35%) Land $2,500 Building $21,276	$237,763 (+17.35%) Land $25,000 Building $212,763
2023	$1,667.00 Homeowner's exemption	$20,261 (-) Land $2,500 Building $17,761	$202,610 (-) Land $25,000 Building $177,610
2022	$1,667.00 Homeowner's exemption	$20,261 Land $2,500 Building $17,761	$202,610 Land $25,000 Building $177,610

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 221030401031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 51 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	51 in force
Nearby Flood Claims	22 (1980–2022)
Claims Outside the SFHA	20 of 22
Most Recent Claim	Apr 2022, rainfall accumulation
Claims By Storm	Hurricane Gustav, Sep 2008 · 2 claims Hurricane Katrina, Aug 2005 · 9 claims Tropical Storm Allison, Jun 2001 · 2 claims

Wildfire

Wildfire Risk	High above 71% of the US · above 92% of Louisiana
Wildfire Likelihood	About 1 in 329 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 12 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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