2027 Pratt Cir, Saint Peter, MN 56082 Property Records

Nicollet County property record for 2027 Pratt Cir, Saint Peter, MN 56082

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,520 sqft · built 2022
Lot Size	0.18 acres (7,843 sqft)
Owner	Individual Name on File
Last Sale	$347,900 (Oct 2022)
Tax Bill	$5,198 (2026)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19.885.0030`

Property Details

APN / Parcel Number

Primary APN	`19.885.0030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,520 sqft Living Area
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,843 sqft (0.18 acres)
Lot Dimensions	122 ft deep x 64 ft wide
Garage Type	Attached
Garage Area	700 sqft
Driveway	Driveway
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	168 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2027 PRATT CIR
City	SAINT PETER
State	MN
Zip	56082-1697
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	00
Legal Township	00
Legal Section	00
Jurisdiction	NICOLLET MN
Township / Civil Division	ST. PETER
Census Block Group	2
Census Block	2011
Census Tract	480300

Owner

2027 Pratt Cir is owned and occupied by an individual who bought it in October 2022.

Source: Nicollet County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	2027 PRATT CIR, SAINT PETER, MN 56082-1697
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2022 · Amount on File
Deed Sale	Oct 7, 2022 · Amount on File
Deed Document Number	20221482003
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	NICOLLET MN
Recording Date	Oct 24, 2022
Property Address	2027 PRATT CIR, SAINT PETER, MN 56082-1697
Document Number	0000345031
Instrument Date	Oct 21, 2022
Instrument	345031
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 15, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,148.07
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2027 PRATT CIR, SAINT PETER, MN 56082-1697

Mortgage

Document Number	0000345032
Date	Oct 24, 2022
Instrument	345032

Lender

Name	GATE CITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2020
Change Frequency	6 Months
Min Rate At Change	2.5%
Max Rate At Change	6.5%
Index	Other
Max Rate	9.5%

Tax Assessment & Valuation

The 2026 property tax bill for 2027 Pratt Cir was $5,198 with a homeowner's exemption.

Source: Nicollet County assessment roll, as of July 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Nicollet County
Municipality	St. Peter City
Unified School District	St. Peter Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,198.00 Homeowner's exemption	$360,500 Land $34,800 Building $325,700	$360,500 Land $34,800 Building $325,700
2025	$5,198.00
2023	$516.00	$323,000 Land $34,800 Building $288,200	$323,000 Land $34,800 Building $288,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2027 Pratt Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2027 Pratt Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Peter serves 12,198 people · EPA ID MN1520006
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
GigFire Fixed Wireless	150 / 130
Netwave Broadband Fixed Wireless · not low latency	125 / 40
Midco Fixed Wireless	100 / 20

May also be available: AT&T, Mediacom Xtream, T-Mobile, Verizon.

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