2027 Franklin St, Kill Devil Hills, NC 27948 Property Records

Dare County property record for 2027 Franklin St, Kill Devil Hills, NC 27948

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 768 sqft · built 1976
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,000 (Nov 2023)
Tax Bill	$1,996 (2026)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`988405192375`

Property Details

APN / Parcel Number

Primary APN	`988405192375`
Alternative APN	`001434000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	768 sqft Finished Area
Flooring	Vinyl/Resilient
Interior Walls	Wood

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,000 sqft (0.115 acres)

Utilities, Heating & Cooling

Cooling System	Other
Heating Fuel	Electric

Location & Zoning

Account Number	988405192375
Street Address	2027 FRANKLIN ST
City	KILL DEVIL HILLS
State	NC
Zip	27948-9388
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 1300 BLK: SEC: PL: 1 SL: 50
Legal Subdivision	AVALON BEACH ANNEX 2 & 3
Legal Lot Number	1300
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	1
Census Block	1052
Census Tract	970200

Owner

Source: Dare County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2027 FRANKLIN ST, KILL DEVIL HILLS, NC 27948-9388
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2023	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Feb 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 29, 2023 · Amount on Record
Deed Sale	Nov 29, 2023 · Amount on Record
Prior Sale	Dec 15, 2009 · Amount on Record
Deed Document Number	2023700134673
Deed Book / Page	2709 / 511
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Nov 29, 2023
Property Address	2027 FRANKLIN ST, KILL DEVIL HILLS, NC 27948-9388
Document Number	002709/511
Book / Page	2709 / 511
Map Reference	MB 1 PG 50
Instrument Date	Nov 15, 2023
Instrument	700134673
Transaction Type	Transfer
Record Updated	Dec 26, 2023

Transaction

Amount	Amount Recorded
Tax	$730.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1104 W SPORTSMAN DR, KILL DEVIL HILLS, NC 27948-8166

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2027 FRANKLIN ST, KILL DEVIL HILLS, NC 27948-9388

Mortgage

Document Number	0700134674
Date	Nov 29, 2023
Instrument	700134674

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.15%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Min Rate At Change	5.15%
Max Rate At Change	9.15%
Index	5-Year CMT
Max Rate	13.1%

Mortgage

Document Number	002709/514
Date	Nov 29, 2023
Book Page	2709/514
Instrument	700134674

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	PO BOX 25279, RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.15%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2028
Change Frequency	5 Years
Min Rate At Change	5.15%
Max Rate At Change	9.15%
Index	5-Year CMT
Max Rate	13.1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	2027 FRANKLIN ST, KILL DEVIL HILLS, NC 27948-9388
Transaction Type	Mortgage
Record Updated	Feb 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002591/108
Date	Feb 10, 2022
Book Page	2591/108
Instrument	700113270

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	2027 FRANKLIN ST, KILL DEVIL HILLS, NC 27948-9388
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2436/389
Date	Nov 17, 2020
Book Page	2436/389
Instrument	700087674

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Kill Devil Hills Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,996.00	$367,600 (-) Land $206,300 Building $161,300	$367,600 (-) Land $206,300 Building $161,300
2025	$1,996.00 (+41.06%)	$367,600 (+96.16%) Land $206,300 Building $161,300
2023	$1,415.00	$187,400 Land $90,000 Building $97,400
2020			$367,600 Land $206,300 Building $161,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 458 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	490 units insured incl. 32 condo units
Nearby Flood Claims	797 (1981–2019)
Claims Outside the SFHA	298 of 797
Most Recent Claim	Sep 2019 · Hurricane Dorian
Claims by Event	Hurricane Matthew, Oct 2016 · 59 claims Hurricane Isabel, Sep 2003 · 236 claims Hurricane Dennis, Sep 1999 · 62 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF KILL DEVIL HILLS serves 7,200 people · EPA ID NC0428015
Water Source	Purchased groundwater from DARE COUNTY WATER SYSTEM
Last State Inspection	Apr 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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