2027 E Harding St, Orlando, FL 32806 Property Records

Orange County property record for 2027 E Harding St, Orlando, FL 32806

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 966 sqft · built 1956
Lot Size	0.209 acres (9,089 sqft)
Owner	2 Individual Names on Record
Last Sale	$945,000 (Feb 2026)
Tax Bill	$3,749 (2025)
Deeds & Mortgages	Jun 2025 Mortgage Feb 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-23-30-3732-00-350`

Property Details

APN / Parcel Number

Primary APN	`06-23-30-3732-00-350`
Alternative APNs	`302306373200350` `533553` `539301` `543918`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	966 sqft Living Area
Gross Area	1,088 sqft
1st Floor Area	785 sqft
Utility Area	44 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1970
Exterior Material	Concrete
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	9,089 sqft (0.209 acres)
Porch	Florida Room
Porch Area	259 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2027 E HARDING ST
City	ORLANDO
State	FL
Zip	32806-3219
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	HOURGLASS HOMES U/39 LOT 35
Legal Range	30E
Legal Township	23S
Legal Section	06
Legal Subdivision	HOURGLASS HOMES
Legal Tract	3732
Legal Lot Number	35
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	1
Census Block	1020
Census Tract	13702

Owner

Source: Orange County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2027 E HARDING ST, ORLANDO, FL 32806-3219
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2025	Deed of Trust, Mortgage · Commercial Mortgage IFP FUND I LLC
Feb 20, 2026	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Apr 5, 2019	Quit Claim Deed, Transfer · Conventional Mortgage LIMA ONE CAP
Mar 1, 2019	Warranty Deed, Transfer AMERICAS TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2026 · Amount on Record
Deed Sale	Feb 20, 2026 · Amount on Record
Prior Sale	Mar 1, 2019 · Amount on Record
Deed Document Number	2026104115
Prior Transfer Date	Jan 7, 2005
Prior Transfer Doc	0000099431
Record Updated	Sep 20, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	2027 E HARDING ST, ORLANDO, FL 32806-3219
Transaction Type	Mortgage
Record Updated	Mar 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 N BUMBY AVE, ORLANDO, FL 32803-6024

Mortgage

Document Number	0000327212
Date	Jun 4, 2025
Instrument	20250327212

Lender

Name	IFP FUND I LLC
Type	Non-Lending Institution
Address	PHILADELPHIA, PA 19123

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Feb 20, 2026
Property Address	2027 E HARDING ST, ORLANDO, FL 32806-3219
Document Number	0000104115
Map Reference	MB U PG 39
Instrument Date	Feb 18, 2026
Instrument	20260104115
Transaction Type	Transfer
Record Updated	Mar 20, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,615.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	210 N BUMBY AVE, ORLANDO, FL 32803-6024

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2027 E HARDING ST, ORLANDO, FL 32806-3219

Mortgage

Document Number	0000104116
Date	Feb 20, 2026
Instrument	20260104116

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE FL
Recording Date	Apr 5, 2019
Property Address	2027 E HARDING ST, ORLANDO, FL 32806-3219
Document Number	0000209601
Instrument Date	Mar 28, 2019
Instrument	209601
Transaction Type	Transfer
Record Updated	Apr 22, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	210 N BUMBY AVE ORLANDO FL 328036024, ORLANDO, FL 32803-6024

Mortgage

Document Number	209602
Date	Apr 5, 2019
Instrument	209602

Lender

Name	LIMA ONE CAP
Type	Funding / Finance Company
Address	GREENVILLE, SC 29601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 4, 2049

Interest

Rate Type	Adjustable Rate
Rate	7.82%

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Mar 1, 2019
Property Address	2027 E HARDING ST, ORLANDO, FL 32806-3219
Document Number	0000125605
Instrument Date	Feb 26, 2019
Instrument	125605
Transaction Type	Transfer
Record Updated	Mar 20, 2019
Title Company	AMERICAS TITLE

Transaction

Amount	Amount Recorded
Tax	$864.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 536818 ORLANDO FL 328536818, ORLANDO, FL 32853-6818
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$660,900 (+221.14%) Land $172,000 Building $488,900	$660,900 (+211.97%) Land $172,000 Building $488,900
2025	$3,749.00 (+8.45%)	$205,795 (+9.38%)	$211,850 (+12.6%) Land $172,000 Building $39,850
2024	$3,457.00 (+13.9%)
2023	$3,035.00 (+7.13%)	$188,147 (+3.62%) Land $150,000 Building $38,147	$188,147 (+3.62%) Land $150,000 Building $38,147
2022	$2,833.00	$181,572 Land $150,000 Building $31,572	$181,572 Land $150,000 Building $31,572

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 47 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	6 (2016–2024)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Aug 2024 · rainfall accumulation
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Summit Broadband.

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