20263 Roche Rd, Brownstown (Trenton), MI 48183 Property Records

Wayne County property record for 20263 Roche Rd, Brownstown, MI 48183

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,258 sqft · built 1972
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$105,000 (Dec 1995)
Tax Bill	$3,528 (2025)
Deeds & Mortgages	Nov 2022 Second Mortgage Aug 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`70 103 02 0164 000`

Property Details

APN / Parcel Number

Primary APN	`70 103 02 0164 000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,258 sqft Living Area
1st Floor Area	1,258 sqft
Basement Area	1,060 sqft
Unfinished Basement	1,060 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Gable
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	116 ft deep x 65 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	248 sqft
Patio Area	1,020 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	20263 ROCHE RD
City	BROWNSTOWN TWP
State	MI
Zip	48183-4824
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	34C164 T4S LOT 164 CHATHAM PARK SUB NO. 2 T4S R10E L92 P85 TO 88 WCR
Legal Subdivision	CHATHAM PARK NO 2
Legal Lot Number	164
Jurisdiction	WAYNE MI
Township / Civil Division	BROWNSTOWN
Census Block Group	2
Census Block	2004
Census Tract	591900

Owner

20263 Roche Rd is owned and occupied by two individuals who bought it in December 1995.

Source: Wayne County records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20263 ROCHE RD, BROWNSTOWN TWP, MI 48183-4824
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ADVANTAGE ONE CU
Aug 19, 2022	Deed of Trust, Mortgage ADVANTAGE ONE CU
Feb 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Mar 16, 2021	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Feb 5, 2018	Deed of Trust, Mortgage · FHA Mortgage POLARIS HOME FUNDING CORP
Mar 1, 2020	Deed of Trust, Mortgage · FHA Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 1995 · Amount on File
Deed Sale	Dec 12, 1995 · Amount on File
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	20263 ROCHE RD, BROWNSTOWN TWP, MI 48183-4824
Transaction Type	Mortgage
Record Updated	Dec 13, 2022
Title Company	FINANCIAL DIMENSIONS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20263 ROCHE RD, BROWNSTOWN TWP, MI 48183-4824

Mortgage

Document Number	0579680635
Date	Nov 22, 2022
Book Page	57968/635
Instrument	2022337813

Lender

Name	ADVANTAGE ONE CU
Type	Credit Union
Address	FLAT ROCK, MI 48134

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	178 Months
Due	Sep 1, 2037

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	20263 ROCHE RD, BROWNSTOWN TWP, MI 48183-4824
Transaction Type	Mortgage
Record Updated	Sep 9, 2022
Title Company	FINANCIAL DIMENSIONS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20263 ROCHE RD, BROWNSTOWN TWP, MI 48183-4824

Mortgage

Document Number	0578130160
Date	Aug 19, 2022
Book Page	57813/160
Instrument	2022267220

Lender

Name	ADVANTAGE ONE CU
Type	Credit Union
Address	FLAT ROCK, MI 48134

Agreement

Amount	Amount on Record
Term	182 Months
Due	Oct 1, 2037

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	20263 ROCHE RD, BROWNSTOWN TWP, MI 48183-4824
Transaction Type	Mortgage
Record Updated	Feb 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20263 ROCHE RD, BROWNSTOWN TWP, MI 48183-4824

Mortgage

Document Number	0573831068
Date	Feb 7, 2022
Book Page	57383/1068
Instrument	2022032106

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	20263 ROCHE RD, BROWNSTOWN TWP, MI 48183-4824
Transaction Type	Mortgage
Record Updated	Apr 7, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20263 ROCHE RD, BROWNSTOWN TWP, MI 48183-4824

Mortgage

Document Number	0565150429
Date	Mar 16, 2021
Book Page	56515/429
Instrument	2021093377

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	20263 ROCHE RD, BROWNSTOWN TWP, MI 48183-4824
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0542030165
Date	Feb 5, 2018
Book Page	54203/0165
Instrument	2018029878

Lender

Name	POLARIS HOME FUNDING CORP
Type	Lending Institution
Address	GRANDVILLE, MI 49418

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2048

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	20263 ROCHE RD, BROWNSTOWN TWP, MI 48183-4824
Document Number	0556300360
Instrument Date	Mar 1, 2020
Transaction Type	Mortgage
Record Updated	Aug 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20263 ROCHE RD BROWNSTOWN TWP MI 481834824, BROWNSTOWN TWP, MI 48183-4824

Mortgage

Document Number	0556300360
Date	Mar 9, 2020
Book Page	055630/000360
Instrument	58795

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 8, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 20263 Roche Rd was $3,528 with a homeowner's exemption.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
County Subdivision	Brownstown Charter Township
Unified School District	Gibraltar School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$119,700 (+7.45%)	$239,400 (+7.45%)
2025	$3,528.00 Homeowner's exemption	$111,400	$222,800
2023	$3,274.00 Homeowner's exemption	$101,400	$202,800
2021	$2,417.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20263 Roche Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 20263 Roche Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROWNSTOWN TOWNSHIP serves 33,194 people · EPA ID MI0000940
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 611 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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