2026 W 3rd St, Waterloo, IA 50701 Property Records

Black Hawk County property record for 2026 W 3rd St, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,766 sqft · built 1926
Lot Size	0.133 acres (5,800 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Feb 2025)
Tax Bill	$3,174 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Feb 2025 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`8913-27-452-014`

Property Details

APN / Parcel Number

Primary APN	`8913-27-452-014`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,766 sqft Living Area
1st Floor Area	1,218 sqft
Attic	Attic
Attic Area	548 sqft
Basement Area	1,218 sqft
Unfinished Basement	1,218 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	5,800 sqft (0.133 acres)
Lot Dimensions	116 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	2026 W 3RD ST
City	WATERLOO
State	IA
Zip	50701-2904
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOME PARK SECOND ADDITION LOT 11 BLK 2
Legal Range	13W
Legal Township	89N
Legal Section	27
Legal Subdivision	HOME PARK SECOND ADDITION
Legal Block	2
Legal Lot Number	11
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2010
Census Tract	1400

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2026 W 3RD ST, WATERLOO, IA 50701-2904
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2017	Deed of Trust, Mortgage VERIDIAN CU
Feb 6, 2025	Warranty Deed, Transfer
Jan 4, 2021	Land Contract, Transfer · Land Contract NOT AVAILABLE
Dec 29, 2020	Warranty Deed, Transfer
Sep 25, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 6, 2025 · Amount on Record
Deed Sale	Feb 6, 2025 · Amount on Record
Prior Sale	Jan 4, 2021 · Amount on Record
Deed Document Number	20251708
Prior Transfer Date	Mar 27, 2008
Prior Transfer Doc	2008021811
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	2026 W 3RD ST, WATERLOO, IA 50701-2904
Transaction Type	Mortgage
Record Updated	Oct 17, 2025
Title Company	BLACK HAWK COUNTY ABSTRACT, BLACK HAWK COUNTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700012335
Date	Jan 5, 2017
Instrument	2017-00012335

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Amount	Amount Recorded
Term	102 Months
Due	Jul 5, 2025

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Feb 6, 2025
Property Address	2026 W 3RD ST, WATERLOO, IA 50701-2904
Document Number	0202501708
Instrument Date	Feb 4, 2025
Instrument	2025-01708
Transaction Type	Transfer
Record Updated	Oct 17, 2025

Transaction

Amount	Amount Recorded
Tax	$223.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2026 W 3RD ST, WATERLOO, IA 50701-2904

January 2021: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	BLACK HAWK IA
Recording Date	Jan 4, 2021
Property Address	2026 W 3RD ST, WATERLOO, IA 50701-2904
Document Number	202100013953
Instrument Date	Dec 18, 2020
Instrument	202100013953
Transaction Type	Transfer
Record Updated	Oct 17, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3510 KIMBALL AVE, WATERLOO, IA 50702-5760

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Date	Jan 4, 2021

Lender

Name	NOT AVAILABLE

Agreement

Type	Land Contract
Amount	Amount Recorded
Term	9 Months
Due	Sep 30, 2021

Interest

Rate	9%

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Dec 29, 2020
Property Address	2026 W 3RD ST, WATERLOO, IA 50701-2904
Document Number	202100013564
Instrument Date	Dec 17, 2020
Instrument	202100013564
Transaction Type	Transfer
Record Updated	Oct 17, 2025

Transaction

Amount	Amount Recorded
Tax	$215.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3510 KIMBALL AVE, WATERLOO, IA 50702-5760
Investor	Possibly a Property Investor

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Sep 25, 2019
Property Address	2026 W 3RD ST, WATERLOO, IA 50701-2904
Document Number	202000005552
Instrument Date	Sep 18, 2019
Instrument	202000005552
Transaction Type	Transfer
Record Updated	Jan 10, 2020

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2026 W 3RD ST, WATERLOO, IA 50701-2904

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,174.00 (+7.09%) Homeowner's exemption	$166,380 (+13.27%) Land $16,450 Building $149,930	$166,380 (+13.27%) Land $16,450 Building $149,930
2024	$2,964.00 (+13.3%)
2023		$146,890 Land $16,450 Building $130,440	$146,890 Land $16,450 Building $130,440
2022	$2,616.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 690 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink, Verizon.

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