2026 Spring St, Reading, PA 19609 Property Records

Berks County property record for 2026 Spring St, Reading, PA 19609

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,456 sqft · built 1930
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on Record
Last Sale	$162,000 (Oct 2019)
Tax Bill	$1,615 (2026)
Deeds & Mortgages	May 2026 Mortgage Aug 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4396-05-07-8674`

Property Details

APN / Parcel Number

Primary APN	`4396-05-07-8674`
Alternative APNs	`80-4396-05-07-8674` `91439605078674` `80910544` `910544`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,456 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	3,049 sqft (0.07 acres)
View / Lot	Neighborhood
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	80910544
Street Address	2026 SPRING ST
City	READING
State	PA
Zip	19609-1749
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	WESTLAWN
Legal Block	07
Legal Lot Number	305&3
Jurisdiction	BERKS PA
Township / Civil Division	SPRING
Census Block Group	3
Census Block	3015
Census Tract	11000

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2026 SPRING ST, READING, PA 19609-1749
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION
Aug 8, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 2, 2019	Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2019 · Amount on Record
Deed Sale	Oct 2, 2019 · Amount on Record
Prior Sale	Jun 29, 2009 · Amount on Record
Deed Document Number	201933851
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Recording Date	May 15, 2026
Property Address	2026 SPRING ST, READING, PA 19609-1749
Document Number	0000015190
Instrument Date	May 8, 2026
Instrument	202615190
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2026 SPRING ST, READING, PA 19609-1749

Mortgage

Document Number	0000015190,
Date	May 15, 2026
Instrument	202615190

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Jun 1, 2052

Interest

Rate	6.37%
Max Rate	-1%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	2026 SPRING ST, READING, PA 19609-1749
Transaction Type	Mortgage
Record Updated	Aug 24, 2023
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023302
Date	Aug 8, 2023
Instrument	2023023302

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Oct 2, 2019
Property Address	2026 SPRING ST, READING, PA 19609-1749
Document Number	0000033851
Map Reference	MB 2 PG 10
Instrument Date	Oct 1, 2019
Instrument	2019033851
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	SENTRY ABSTRACT COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	2026 SPRING ST, READING, PA 19609-1749

Mortgage

Document Number	0000033852
Date	Oct 2, 2019
Instrument	2019033852

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Spring Township
Unified School District	Wilson School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,615.00 (+13.02%) Homeowner's exemption	$80,200 (-) Land $25,000 Building $55,200	$25,000 (-68.83%) Land $25,000
2024	$1,429.00	$80,200 Land $25,000 Building $55,200
1994			$80,200 Land $25,000 Building $55,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAW PENN DISTRICT private · serves 28,508 people · EPA ID PA3060069
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 794 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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