2026 Smithfield St, Kill Devil Hills, NC 27948 Property Records

Dare County property record for 2026 Smithfield St, Kill Devil Hills, NC 27948

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,242 sqft · built 1999
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Jun 2018)
Tax Bill	$2,411 (2026)
Deeds & Mortgages	Jul 2021 Line of Credit Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`988405193451`

Property Details

APN / Parcel Number

Primary APN	`988405193451`
Alternative APN	`001433000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,242 sqft Finished Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,000 sqft (0.115 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	988405193451
Street Address	2026 SMITHFIELD ST
City	KILL DEVIL HILLS
State	NC
Zip	27948-9202
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 1299 BLK: SEC: PL: 1 SL: 50
Legal Subdivision	AVALON BEACH ANNEX 2 & 3
Legal Lot Number	1299
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	1
Census Block	1052
Census Tract	970200

Owner

Source: Dare County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2026 SMITHFIELD ST, KILL DEVIL HILLS, NC 27948-9202
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2021	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Apr 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Jun 14, 2018	Deed of Trust, Mortgage · ARM STATE EMPLOYEES CREDIT UNION
Jun 14, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2018 · Amount on Record
Deed Sale	Jun 14, 2018 · Amount on Record
Deed Document Number	2018700053491
Deed Book / Page	2243 / 392
Prior Transfer Date	Apr 6, 2010
Prior Transfer Doc	1829/376
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	2026 SMITHFIELD ST, KILL DEVIL HILLS, NC 27948-9202
Transaction Type	Mortgage
Record Updated	Jul 21, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2523/926
Date	Jul 7, 2021
Book Page	2523/926
Instrument	700102099

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	NAGS HEAD, NC 27959

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	2026 SMITHFIELD ST, KILL DEVIL HILLS, NC 27948-9202
Transaction Type	Mortgage
Record Updated	Jul 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2496/375
Date	Apr 23, 2021
Book Page	2496/375
Instrument	700097407

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	2026 SMITHFIELD ST, KILL DEVIL HILLS, NC 27948-9202
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002243/0000000394
Date	Jun 14, 2018
Book Page	0000002243/0000000394
Instrument	000700053492

Lender

Name	STATE EMPLOYEES CREDIT UNION
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	355 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.8%
Type Change Date	Jun 14, 2023
Index	5-Year CMT

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Jun 14, 2018
Property Address	2026 SMITHFIELD ST, KILL DEVIL HILLS, NC 27948-9202
Document Number	2243/392
Book / Page	2243 / 392
Instrument Date	Jun 6, 2018
Instrument	000700053491
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	915 HUNNICUTT AVE, ELIZABETH CITY, NC 27909-5331

Tax Assessment & Valuation

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Kill Devil Hills Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,411.00	$441,900 (-) Land $206,300 Building $235,600	$441,900 (-) Land $206,300 Building $235,600
2025	$2,411.00 (+21.95%)	$441,900 (+68.79%) Land $206,300 Building $235,600
2023	$1,977.00	$261,800 Land $90,000 Building $171,800
2020			$441,900 Land $206,300 Building $235,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 458 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	490 units insured incl. 32 condo units
Nearby Flood Claims	797 (1981–2019)
Claims Outside the SFHA	298 of 797
Most Recent Claim	Sep 2019 · Hurricane Dorian
Claims by Event	Hurricane Matthew, Oct 2016 · 59 claims Hurricane Isabel, Sep 2003 · 236 claims Hurricane Dennis, Sep 1999 · 62 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF KILL DEVIL HILLS serves 7,200 people · EPA ID NC0428015
Water Source	Purchased groundwater from DARE COUNTY WATER SYSTEM
Last State Inspection	Apr 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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