2026 Ridge Rd, Roanoke, VA 24014 Property Records

Roanoke City property record for 2026 Ridge Rd, Roanoke, VA 24014

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,023 sqft · built 1994
Lot Size	1.32 acres (57,891 sqft)
Owner	2 Individual Names on File
Last Sale	$218,000 (Feb 2019)
Tax Bill	$4,289 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Aug 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`443-1102`

Property Details

APN / Parcel Number

Primary APN	`443-1102`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,023 sqft Finished Area
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	57,891 sqft (1.32 acres)
Lot Dimensions	400 ft deep x 176 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	484 sqft
Porch	Porch
Porch Area	340 sqft
Patio Area	470 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	2026 RIDGE RD
City	ROANOKE
State	VA
Zip	24014-4622
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	LOT 1-B BLK 21 RIVERDALE
Legal Subdivision	RIVERDALE FARM CORPORATION SEC
Legal Block	21
Legal Lot Number	1B
Jurisdiction	ROANOKE CITY VA
Township / Civil Division	ROANOKE
Census Block Group	4
Census Block	4045
Census Tract	2800

Owner

2026 Ridge Rd is owned and occupied by two individuals who bought it in February 2019.

Source: Roanoke City records, as of March 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2026 RIDGE RD, ROANOKE, VA 24014-4622
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Deed of Trust, Mortgage · FHA Mortgage GOODLEAP LC
Aug 19, 2021	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Oct 1, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Oct 12, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Feb 7, 2019	Grant Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2019 · Amount on File
Deed Sale	Feb 7, 2019 · Amount on File
Deed Document Number	190001059
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROANOKE CITY VA
Property Address	2026 RIDGE RD, ROANOKE, VA 24014-4622
Transaction Type	Mortgage
Record Updated	Jan 14, 2026
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2026 RIDGE RD, ROANOKE, VA 24014-4622

Mortgage

Document Number	0000011660
Date	Dec 30, 2025
Instrument	250011660

Lender

Name	GOODLEAP LC
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROANOKE CITY VA
Property Address	2026 RIDGE RD, ROANOKE, VA 24014-4622
Transaction Type	Mortgage
Record Updated	Sep 1, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010816
Date	Aug 19, 2021
Instrument	210010816

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROANOKE CITY VA
Property Address	2026 RIDGE RD, ROANOKE, VA 24014-4622
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2026 RIDGE RD, ROANOKE, VA 24014-4622

Mortgage

Document Number	0000010366
Date	Oct 1, 2020
Instrument	200010366

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Nov 1, 2049

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROANOKE CITY VA
Property Address	2026 RIDGE RD, ROANOKE, VA 24014-4622
Document Number	0000010387
Instrument Date	Oct 12, 2019
Transaction Type	Mortgage
Record Updated	Oct 28, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2026 RIDGE RD ROANOKE VA 240144622, ROANOKE, VA 24014-4622

Mortgage

Document Number	0000010387
Date	Oct 18, 2019
Instrument	10387

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 17, 2049

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ROANOKE CITY VA
Recording Date	Feb 7, 2019
Property Address	2026 RIDGE RD, ROANOKE, VA 24014-4622
Document Number	0000001059
Instrument Date	Feb 5, 2019
Instrument	1059
Transaction Type	Transfer
Record Updated	Feb 18, 2019
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$218.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2026 RIDGE RD ROANOKE VA 240144622, ROANOKE, VA 24014-4622

Mortgage

Document Number	1060
Date	Feb 7, 2019
Instrument	1060

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 6, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 2026 Ridge Rd was $4,289.

Source: Roanoke City assessment roll, as of January 1, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Roanoke City
Unified School District	Roanoke City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,289.00	$351,600 Land $36,100 Building $315,500	$351,600 Land $36,100 Building $315,500
2023	$3,563.00	$292,100 Land $28,200 Building $263,900	$292,100 Land $28,200 Building $263,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2026 Ridge Rd in Zone X, an area of minimal flood risk, though there have been 34 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	34 (1978–2004)
Most Recent Claim	Sep 2004 · Severe Storms And Flooding From The Remanants Of Hurricane Jeanne
Claims by Event	Severe Storms And Flooding From The Remanants Of Hurricane Jeanne, Sep 2004 · 9 claims Severe Storms & Flooding, Apr 1992 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2026 Ridge Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN VIRGINIA WATER AUTHORITY serves 182,700 people · EPA ID VA2770900
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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