2026 Morgans Way, Gallatin, TN 37066 Property Records

Sumner County property record for 2026 Morgans Way, Gallatin, TN 37066

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,231 sqft · built 2000
Lot Size	1.72 acres (74,923 sqft)
Owner	Individual Name on File
Last Sale	$412,500 (Oct 2018)
Tax Bill	$3,274 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Dec 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`083166 02900`

Property Details

APN / Parcel Number

Primary APN	`083166 02900`
Alternative APN	`166 02900`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	3,231 sqft Living Area
Gross Area	4,474 sqft
1st Floor Area	2,950 sqft
Upper Floors Area	936 sqft
Basement Area	2,950 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2009
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	74,923 sqft (1.72 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	936 sqft
Driveway	Driveway
Driveway Area	1,830 sqft
Parking Spaces	3 Parking Spaces
Pool Area	512 sqft
Porch	Slab
Porch Area	432 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2026 MORGANS WAY
City	GALLATIN
State	TN
Zip	37066-5745
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	PLAT: 17 PAGE: 26 BLOCK: LOT: 12 SUBD: CAGES FORD
Legal Subdivision	CAGES FORD
Legal Lot Number	12
Jurisdiction	SUMNER TN
Township / Civil Division	6
Census Block Group	1
Census Block	1031
Census Tract	21203

Owner

2026 Morgans Way is owned and occupied by an individual who bought it in October 2018.

Source: Sumner County records, as of April 23, 2026

Owner of Record	Individual Name on File
Mailing Address	2026 MORGANS WAY, GALLATIN, TN 37066-5745
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Dec 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Oct 27, 2021	Deed of Trust, Mortgage · Line of Credit CAPSTAR BANK
Oct 9, 2018	Warranty Deed, Transfer · Conventional Mortgage F & M BANK
Oct 9, 2018	Quit Claim Deed, Transfer HARPETH ESCROW LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2018 · Amount on File
Deed Sale	Oct 9, 2018 · Amount on File
Prior Sale	Mar 6, 2000 · Amount on File
Deed Document Number	20181247958
Deed Book / Page	4829 / 870
Prior Transfer Date	Sep 28, 2018
Prior Transfer Doc	0048290868
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	2026 MORGANS WAY, GALLATIN, TN 37066-5745
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050230045
Date	Sep 5, 2019
Book Page	5023/045
Instrument	1281719

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2034

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	2026 MORGANS WAY, GALLATIN, TN 37066-5745
Transaction Type	Mortgage
Record Updated	Sep 1, 2022
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054210296
Date	Dec 1, 2020
Book Page	5421/296
Instrument	1339760

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2035

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	2026 MORGANS WAY, GALLATIN, TN 37066-5745
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057610095
Date	Oct 27, 2021
Book Page	5761/95
Instrument	1388405

Lender

Name	CAPSTAR BANK
Type	Bank
Address	NASHVILLE, TN 37230

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Oct 18, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	Oct 9, 2018
Property Address	2026 MORGANS WAY, GALLATIN, TN 37066-5745
Document Number	0048290870
Book / Page	4829 / 870
Map Reference	MB 17 PG 26-28
Instrument Date	Sep 28, 2018
Instrument	1247958
Transaction Type	Transfer
Record Updated	Sep 1, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,526.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2026 MORGANS WAY, GALLATIN, TN 37066-5745
Investor	Possibly a Property Investor

Mortgage

Document Number	0001247959
Date	Oct 9, 2018
Instrument	1247959

Lender

Name	F & M BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2048

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUMNER TN
Recording Date	Oct 9, 2018
Property Address	2026 MORGANS WAY, GALLATIN, TN 37066-5745
Document Number	0048290868
Book / Page	004829 / 000868
Instrument Date	Sep 28, 2018
Instrument	1247957
Transaction Type	Transfer
Record Updated	Oct 25, 2018
Title Company	HARPETH ESCROW LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2026 MORGANS WAY GALLATIN TN 370665745, GALLATIN, TN 37066-5745

Tax Assessment & Valuation

The 2025 property tax bill for 2026 Morgans Way was $3,274.

Source: Sumner County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Sumner County
Unified School District	Sumner County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,274.00	$230,375 Land $51,675 Building $178,700
2024			$921,500 Land $206,700 Building $714,800
2023	$3,408.00 (-0.47%)	$151,350 (-) Land $37,850 Building $113,500
2022	$3,424.00	$151,350 Land $37,850 Building $113,500
2021			$605,400 Land $151,400 Building $454,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2026 Morgans Way in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	22 (2009–2022)
Claims Outside the SFHA	21 of 22
Most Recent Claim	Feb 2022 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2026 Morgans Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITE HOUSE UTILITY DISTRICT serves 130,411 people · EPA ID TN0000745
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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