2026 Hancock St, Lorain, OH 44052 Property Records

Lorain County property record for 2026 Hancock St, Lorain, OH 44052

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,073 sqft · built 1973
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$91,000 (Jul 2021)
Tax Bill	$1,150 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Oct 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`03-00-054-103-001`

Property Details

APN / Parcel Number

Primary APN	`03-00-054-103-001`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,073 sqft Living Area
Gross Area	1,359 sqft
1st Floor Area	1,073 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	286 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	20 sqft
Patio Area	165 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	2026 HANCOCK ST
City	LORAIN
State	OH
Zip	44052-3230
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHVIEW PARK SUB #1 60 X 120
Legal Subdivision	HIGHVIEW PARK SUB 1
Legal Block	103
Legal Lot Number	55
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	3
Census Block	3023
Census Tract	23000

Owner

Source: Lorain County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2026 HANCOCK ST, LORAIN, OH 44052-3230
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2021	Warranty Deed, Transfer · FHA Mortgage DOLLAR BANK FSB
Oct 30, 2020	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2021 · Amount on Record
Deed Sale	Jul 26, 2021 · Amount on Record
Prior Sale	Oct 30, 2020 · Amount on Record
Deed Document Number	2021830625
Prior Transfer Date	Aug 29, 2008
Prior Transfer Doc	0000279743
Record Updated	Sep 20, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Jul 26, 2021
Property Address	2026 HANCOCK ST, LORAIN, OH 44052-3230
Document Number	20210830625
Map Reference	VOL 27 PG 15
Instrument Date	Jul 22, 2021
Instrument	2021-0830625
Transaction Type	Transfer
Record Updated	Aug 4, 2021
Title Company	NEWMAN TITLE, NEWMAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2026 HANCOCK ST, LORAIN, OH 44052-3230

Mortgage

Document Number	20210830626
Date	Jul 26, 2021
Instrument	2021-0830626

Lender

Name	DOLLAR BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LORAIN OH
Recording Date	Oct 30, 2020
Property Address	2026 HANCOCK ST, LORAIN, OH 44052-3230
Document Number	0000786421
Instrument Date	Oct 30, 2020
Instrument	786421
Transaction Type	Transfer
Record Updated	Nov 10, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2026 HANCOCK ST LORAIN OH 440523230, LORAIN, OH 44052-3230

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,150.00 Homeowner's exemption	$30,080 (+0.01%) Land $4,290 Building $25,790	$85,930 (-) Land $12,250 Building $73,680
2024	$1,150.00 (-7.41%)	$30,076 (+24.63%) Land $4,288 Building $25,788	$85,930 (+24.63%) Land $12,250 Building $73,680
2023	$1,242.00 (+3.93%)	$24,133 (+3.04%) Land $5,471 Building $18,662	$68,950 (+3.06%) Land $15,630 Building $53,320
2022	$1,195.00	$23,420 Land $5,470 Building $17,950
2021			$66,900 Land $15,630 Building $51,270

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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