20257 Co Rd 2, Cold Spring, MN 56320 Property Records

Stearns County property record for 20257 Co Rd 2, Cold Spring, MN 56320

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,120 sqft · built 1978
Lot Size	10.5 acres (458,251 sqft)
Owner	Individual Name on File
Last Sale	$70,000 (Oct 1991)
Tax Bill	$3,080 (2026)
Deeds & Mortgages	Nov 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`36-23995-0000`

Property Details

APN / Parcel Number

Primary APN	`36-23995-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
Gross Area	1,680 sqft
1st Floor Area	1,120 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	458,251 sqft (10.5 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water

Location & Zoning

Street Address	20257 COUNTY ROAD 2
City	COLD SPRING
State	MN
Zip	56320-9796
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10.52A BEG 741.86' W OF A PT 1315.65' N OF SE CORNER SEC 34 - S22D E260' - W425' - N282' - W99' - N486.91' - E 543'- S22D
Legal Range	30W
Legal Township	123
Legal Section	34
Jurisdiction	STEARNS MN
Township / Civil Division	WAKEFIELD
Census Block Group	1
Census Block	1048
Census Tract	11302

Owner

Source: Stearns County assessment roll, APN 36-23995-0000, as of July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	20257 COUNTY ROAD 2, COLD SPRING, MN 56320-9796
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 01, 1991 · Amount on Record
Deed Sale	Oct 01, 1991 · Amount on Record
Record Updated	Sep 20, 2026

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	STEARNS MN
Recording Date	Nov 14, 2022
Property Address	20257 COUNTY ROAD 2, COLD SPRING, MN 56320-9796
Document Number	00A1644335
Instrument Date	Oct 28, 2022
Instrument	A1644335
Transaction Type	Transfer
Record Updated	Dec 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Tax Assessment & Valuation

Source: Stearns County assessment roll as of July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
County Subdivision	Wakefield Township
Unified School District	Rocori Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,080.00 (+7.32%)	$344,700 (+2.93%) Land $152,900 Building $191,800	$344,700 (+2.93%) Land $152,900 Building $191,800
2025		$334,900 (+5.38%) Land $144,000 Building $190,900	$334,900 (+5.38%) Land $144,000 Building $190,900
2023	$2,870.00	$317,800 Land $137,900 Building $179,900	$317,800 Land $137,900 Building $179,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stearns County (27145C), as of September 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271450113021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1997–2009)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2009 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 2 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Arvig Enterprises Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20
LTD Broadband Fixed Wireless	150 / 130

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd 2

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