20256 Puma Trl, Estero, FL 33928 Property Records

Lee County property record for 20256 Puma Trl, Estero, FL 33928

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 3,766 sqft · built 1989
Lot Size0.411 acres (17,903 sqft)
Owner2 Individual Names on Record
Last Sale$430,000 (Dec 2014)
Tax Bill$5,153 (2025)
Deeds & MortgagesJan 2021 Mortgage
Dec 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN30-46-26-E4-01000.0870

Property Details

APN / Parcel Number

Primary APN30-46-26-E4-01000.0870
Alternative APNs
  • 263046E4010000870
  • 30462601000000870
  • 10351833

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,766 sqft Living Area
Gross Area5,042 sqft
1st Floor Area2,366 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1991
Architectural StyleRanch
Exterior MaterialConcrete Block
Roof TypeCathedral/Clerestory
Roof MaterialAsphalt
Lot Area17,903 sqft (0.411 acres)
View / LotGolf Course
Garage TypeAttached
Garage Area600 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area1 sqft
PorchSlab
Porch Area676 sqft
Patio Area850 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10351833
Street Address20256 PUMA TRL
CityESTERO
StateFL
Zip33928-2022
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionWILDCAT RUN SUBD PB 36 PG 36 LOT 87
Legal Range26E
Legal Township46S
Legal Section30
Legal SubdivisionWILDCAT RUN SUBD
Legal TractE4
Legal Block3
Legal Lot Number87
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group3
Census Block3002
Census Tract50311

Owner

Source: Lee County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20256 PUMA TRL, ESTERO, FL 33928-2022
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 4, 2021Deed of Trust, Mortgage · VA Mortgage
HOME PT FIN'L
Dec 23, 2019Deed of Trust, Mortgage · VA Mortgage
UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 23, 2014 · Amount on Record
Deed SaleDec 23, 2014 · Amount on Record
Prior SaleSep 25, 2014 · Amount on Record
Deed Document Number2014260535
Record UpdatedJun 8, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address20256 PUMA TRL, ESTERO, FL 33928-2022
Document Number0000011681
Instrument DateJan 4, 2021
Transaction TypeMortgage
Record UpdatedFeb 1, 2021
Title CompanyNTC - KEY W

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address20256 PUMA TRL ESTERO FL 339282022, ESTERO, FL 33928-2022

Mortgage

Document Number0000011681
DateJan 12, 2021
Instrument11681
Lender
NameHOME PT FIN'L
AddressPARSIPPANY, NJ 07054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 11, 2051

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address20256 PUMA TRL, ESTERO, FL 33928-2022
Document Number0000003658
Instrument DateDec 23, 2019
Transaction TypeMortgage
Record UpdatedJan 29, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address20256 PUMA TRL ESTERO FL 339282022, ESTERO, FL 33928-2022

Mortgage

Document Number0000003658
DateJan 7, 2020
Instrument3658
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 6, 2050

Tax Assessment & Valuation

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,153.00 (+6.8%) Homeowner's exemption$407,858 (+5.99%)$836,577 (+20.64%) Land $211,924 Building $624,653
2023$4,825.00 (-0.08%) Homeowner's exemption$384,818 (+3%)$693,429 (+15.17%) Land $249,545 Building $443,884
2022$4,829.00 Homeowner's exemption$373,610$602,068 Land $226,000 Building $376,068

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AH, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 30 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies30 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · lower than 63% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLEE COUNTY UTILITIES
serves 282,556 people · EPA ID FL5364048
Water SourceSurface water
Last State InspectionApr 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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