20256 Halfway Rd, Bend, OR 97703 Property Records

Deschutes County property record for 20256 Halfway Rd, Bend, OR 97703

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,226 sqft · built 2004
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Company Names on File
Last Sale	$724,900 (Sep 2022)
Tax Bill	$4,830 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit May 2026 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`171217-DC-06400`

Property Details

APN / Parcel Number

Primary APN	`171217-DC-06400`
Alternative APN	`243310`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,226 sqft Living Area
Gross Area	2,802 sqft
1st Floor Area	1,176 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Bi-Level
Lot Area	6,098 sqft (0.14 acres)
Garage Area	576 sqft

Location & Zoning

Account Number	243310
Street Address	20256 HALFWAY RD
City	BEND
State	OR
Zip	97703-9018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	WESTERLY SUBDIVISION LOT 1
Legal Range	12
Legal Township	17
Legal Section	17
Legal Subdivision	WESTERLY SUBDIVISION
Legal Lot Number	1
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	2
Census Block	2025
Census Tract	1102

Owner

20256 Halfway Rd is owned by a company that acquired it in May 2023.

Source: Deschutes County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	20256 HALFWAY RD, BEND, OR 97703-9018
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Deed of Trust, Mortgage · Line of Credit ONPOINT COMMUNITY CREDIT UNION
May 29, 2026	Deed of Trust, Mortgage · Line of Credit ONPOINT COMMUNITY CREDIT UNION
Apr 9, 2026	Bargain and Sale Deed, Transfer NONE LISTED ON DOCUMENT
May 11, 2023	Intrafamily Transfer, Transfer WESTERN TITLE & ESCROW
Sep 15, 2022	Warranty Deed, Transfer · Line of Credit FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2022 · Amount on File
Deed Sale	Sep 15, 2022 · Amount on File
Prior Sale	Jun 26, 2012 · Amount on File
Deed Document Number	202234635
Last Transfer Date	May 11, 2023
Transfer Doc	0000011098
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Recording Date	Jul 2, 2026
Property Address	20256 HALFWAY RD, BEND, OR 97703-9018
Document Number	0000019909
Instrument Date	Jun 30, 2026
Instrument	202619909
Transaction Type	Mortgage
Record Updated	Jul 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant, 269

Mortgage

Document Number	0000019909,
Date	Jul 2, 2026
Instrument	202619909

Lender

Name	ONPOINT COMMUNITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 29, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.48%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Recording Date	May 29, 2026
Property Address	20256 HALFWAY RD, BEND, OR 97703-9018
Document Number	0000016065
Instrument Date	May 26, 2026
Instrument	202616065
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant, 269

Mortgage

Document Number	0000016065,
Date	May 29, 2026
Instrument	202616065

Lender

Name	ONPOINT COMMUNITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 21, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	DESCHUTES OR
Recording Date	Apr 9, 2026
Property Address	20256 HALFWAY RD, BEND, OR 97703-9018
Document Number	0000010496
Instrument Date	Apr 7, 2026
Instrument	202610496
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	20256 HALFWAY RD, BEND, OR 97703-9018

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESCHUTES OR
Recording Date	May 11, 2023
Property Address	20256 HALFWAY RD, BEND, OR 97703-9018
Document Number	0000011098
Map Reference	CAB G PG 243
Instrument Date	May 10, 2023
Instrument	2023-11098
Transaction Type	Transfer
Record Updated	May 24, 2023
Title Company	WESTERN TITLE & ESCROW

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20256 HALFWAY RD, BEND, OR 97703-9018

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Sep 15, 2022
Property Address	20256 HALFWAY RD, BEND, OR 97703-9018
Document Number	0000034635
Map Reference	CAB G PG 243
Instrument Date	Sep 8, 2022
Instrument	2022-34635
Transaction Type	Transfer
Record Updated	Sep 21, 2022
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20256 HALFWAY RD, BEND, OR 97703-9018

Mortgage

Document Number	0000034637
Date	Sep 15, 2022
Instrument	2022-34637

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Mortgage

Document Number	0000034636
Date	Sep 15, 2022
Instrument	2022-34636

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 20256 Halfway Rd was $4,830, up 3.9% from the year before.

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,830.00 (+3.94%)	$285,890 (+3%)	$659,840 (+1.63%) Land $250,000 Building $409,840
2024	$4,647.00 (+7.87%)	$277,570 (+3%)	$649,230 (-6.61%) Land $241,000 Building $408,230
2023	$4,308.00	$269,490	$695,150 Land $241,000 Building $454,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20256 Halfway Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20256 Halfway Rd is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 83% of Oregon
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber · Cable	1,000 / 1,000
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: T-Mobile.

Nearby Properties on Halfway Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures