20256 Fable Dr, Osakis, MN 56360 Property Records

Todd County property record for 20256 Fable Dr, Osakis, MN 56360

Property Summary

Property Type	Seasonal / Vacation Home
Details	768 sqft · built 1958
Lot Size	0.201 acres (8,797 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (Mar 2022)
Tax Bill	$2,706 (2026)
Deeds & Mortgages	Feb 2011 Mortgage Mar 2022 Sale & Mortgage + 1 more
APN	`10-0049900`

Property Details

APN / Parcel Number

Primary APN	`10-0049900`

Interior

Stories	1 Story
Building Area	768 sqft Living Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Lot Area	8,797 sqft (0.201 acres)
Garage Area	540 sqft
Driveway	Concrete Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Deck Area	152 sqft
Shed	1 Shed
Shed Area	1 sqft
Total Buildings	3 Buildings

Location & Zoning

Street Address	20256 FABLE DR
City	OSAKIS
State	MN
Zip	56360
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	S
Legal Description	RUTTEN'S BEACH (5-128-35)
Legal Subdivision	RUTTENS BEACH (5-128-35)
Legal Block	9
Legal Lot Number	9
Jurisdiction	TODD MN
Township / Civil Division	GORDON
Census Block Group	4
Census Block	4085
Census Tract	790700

Owner

Source: Todd County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2717 COUNTY ROAD 146, CLEARWATER, MN 55320-1420
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2011	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Mar 2, 2022	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK
Aug 3, 2006	Deed of Distribution, Transfer WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2022 · Amount on Record
Deed Sale	Mar 2, 2022 · Amount on Record
Prior Sale	Aug 3, 2006 · Amount on Record
Deed Document Number	2022530592
Last Transfer Date	Oct 3, 2024
Transfer Doc	0000543079
Record Updated	Oct 29, 2026

February 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TODD MN
Property Address	20256 FABLE DR, OSAKIS, MN 56360
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001471720
Date	Feb 2, 2011
Instrument	1471720

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	NEWARK, NJ 07101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2041

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TODD MN
Recording Date	Mar 2, 2022
Property Address	20256 FABLE DR, OSAKIS, MN 56360
Document Number	0000530592
Instrument Date	Feb 28, 2022
Instrument	530592
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$775.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2717 COUNTY ROAD 146, CLEARWATER, MN 55320-1420
Investor	Possibly a Property Investor

Mortgage

Document Number	0000530593
Date	Mar 2, 2022
Instrument	530593

Lender

Name	CITIZENS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Feb 28, 2032

Interest

Rate Type	Fixed Rate

August 2006: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	TODD MN
Recording Date	Aug 3, 2006
Property Address	20256 FABLE DR, OSAKIS, MN 56360
Document Number	0001443516
Instrument Date	May 1, 1996
Instrument	1443516
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	457 S CHERRY HILL CT, ADDISON, IL 60101-4102

Mortgage

Document Number	0001443519
Date	Aug 3, 2006
Instrument	1443519

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Aug 20, 2021

Tax Assessment & Valuation

Source: Todd County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Todd County
County Subdivision	Gordon Township
Unified School District	Osakis Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,706.00 (+4.97%)	$325,400 (+8.61%) Land $138,800 Building $186,600	$325,400 (+8.61%) Land $138,800 Building $186,600
2025	$2,578.00 (+23.7%)	$299,600 (+2.74%) Land $132,900 Building $166,700	$299,600 (+2.74%) Land $132,900 Building $166,700
2023	$2,084.00	$291,600 Land $129,900 Building $161,700	$291,600 Land $129,900 Building $161,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2019 · Severe Winter Storm, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.4% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
Arvig DSL	10 / 1

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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