Stanly County property record for 20255 Old Mill Rd, Locust, NC 28097
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,447 sqft · built 1905 |
| Lot Size | 4.9 acres (213,444 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $950 (Jul 2021) |
| Tax Bill | $3,050 (2026) |
| Deeds & Mortgages | Apr 2023 Line of Credit Jul 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 650703028837 |
| Primary APN | 650703028837 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,447 sqft Finished Area |
| Interior Walls | Plywood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1905 |
| Exterior Material | Brick Veneer |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Lot Area | 213,444 sqft (4.9 acres) |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Pool Type | Pool Type |
|---|---|
| Pool Area | 800 sqft |
| Porch | Porch |
| Porch Area | 424 sqft |
| Deck Area | 264 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Septic |
| Account Number | 1534980 |
|---|---|
| Street Address | 20255 OLD MILL RD |
| City | LOCUST |
| State | NC |
| Zip | 28097-8335 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HSE 20255 OLD MILL RD 650703009 |
| Legal Subdivision | EDGEWATER ON LAKE TILERY |
| Jurisdiction | STANLY NC |
| Township / Civil Division | ALMOND |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 930700 |
Source: Stanly County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20255 OLD MILL RD, LOCUST, NC 28097-8335 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 24, 2023 | Deed of Trust, Mortgage · Line of Credit UWHARRIE BANK |
| Jul 30, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 30, 2021 · Amount on Record |
| Deed Sale | Jul 30, 2021 · Amount on Record |
| Prior Sale | Nov 14, 2019 · Amount on Record |
| Deed Document Number | 2021435847 |
| Deed Book / Page | 1751 / 270 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANLY NC |
| Property Address | 20255 OLD MILL RD, LOCUST, NC 28097-8335 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2023 |
| Name | Verified Name |
|---|---|
| Address | 20255 OLD MILL RD, LOCUST, NC 28097-8335 |
| Document Number | 0000457281 |
|---|---|
| Date | Apr 24, 2023 |
| Book Page | 1818/794 |
| Instrument | 457281 |
| Name | UWHARRIE BANK |
|---|---|
| Type | Bank |
| Address | LOCUST, NC 28097 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 20, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Jul 30, 2021 |
| Property Address | 20255 OLD MILL RD, LOCUST, NC 28097-8335 |
| Document Number | 0000435847 |
| Book / Page | 1751 / 270 |
| Map Reference | MB 22 PG 90 |
| Instrument Date | Jul 30, 2021 |
| Instrument | 435847 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $950.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13680 FIVE POINT RD, 13680, LOCUST, NC 28097-8282 |
| Name | Verified Name |
|---|---|
| Address | 20255 OLD MILL RD, LOCUST, NC 28097-8335 |
Source: Stanly County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Stanly County |
| Unified School District | Stanly County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,050.00 (+59.6%) | $462,180 (+74.1%) Land $77,900 Building $384,280 | $462,180 (+74.1%) Land $77,900 Building $384,280 |
| 2023 | $1,911.00 | $265,471 Land $49,800 Building $215,671 | $265,471 Land $49,800 Building $215,671 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 30, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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