20255 E H Hwy, Dearborn, MO 64439 Property Records

Platte County property record for 20255 E H Hwy, Dearborn, MO 64439

Property Summary

Property Type	General Agricultural/Rural
Details	3 bd · 3.25 ba · 2,808 sqft · built 2000
Lot Size	7.89 acres (343,688 sqft)
Owner	2 Individual Names on Record
Last Sale	$416,515 (Dec 2025)
Tax Bill	$1,834 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Dec 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-50-15-000-000-002-002`

Property Details

APN / Parcel Number

Primary APN	`08-50-15-000-000-002-002`

Interior

Bedrooms	3 Beds
Full Baths	3.25 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,808 sqft Gross Area
1st Floor Area	2,232 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2010
Construction Type	Frame
Roof Material	Metal
Lot Area	343,688 sqft (7.89 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	576 sqft
Deck Area	40 sqft
Patio Area	732 sqft
Quonset Hut	576 sqft
Pole Barn	128 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	20255 E H HWY
City	DEARBORN
State	MO
Zip	64439
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	WHISPERING ACRES FINAL LOT 2
Legal Range	35W
Legal Township	54N
Legal Section	15
Legal Subdivision	WHISPERING ACRES FINAL
Legal Lot Number	2
Jurisdiction	PLATTE MO
Township / Civil Division	GREEN
Census Block Group	4
Census Block	4074
Census Tract	30700

Owner

Source: Platte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15350 NW 127TH ST, PLATTE CITY, MO 64079-7278
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Dec 2, 2025	Warranty Deed, Transfer · FHA Mortgage LEADERONE FINANCIAL CORP
Mar 9, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2025 · Amount on Record
Deed Sale	Dec 2, 2025 · Amount on Record
Deed Document Number	202512963
Deed Book / Page	1426 / 997
Prior Transfer Date	Mar 3, 2020
Prior Transfer Doc	0013270265
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLATTE MO
Property Address	20255 E HIGHWAY H, DEARBORN, MO 64439-9704
Transaction Type	Mortgage
Record Updated	Dec 15, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20255 E HIGHWAY H, DEARBORN, MO 64439-9704

Mortgage

Document Number	0013960819
Date	Aug 30, 2023
Book Page	1396/819
Instrument	2023008629

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 19, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PLATTE MO
Recording Date	Dec 2, 2025
Property Address	20255 E HIGHWAY H, DEARBORN, MO 64439-9704
Document Number	0014260997
Book / Page	1426 / 997
Instrument Date	Dec 1, 2025
Instrument	2025012963
Transaction Type	Transfer
Record Updated	Dec 15, 2025
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15350 NW 127TH ST, PLATTE CITY, MO 64079-7278
Investor	Possibly a Property Investor

Mortgage

Document Number	2025012964
Date	Dec 2, 2025
Instrument	2025012964

Lender

Name	LEADERONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLATTE MO
Recording Date	Mar 9, 2020
Property Address	20255 E HIGHWAY H, DEARBORN, MO 64439-9704
Document Number	0013270265
Book / Page	1327 / 265
Instrument Date	Mar 3, 2020
Instrument	2020003173
Transaction Type	Transfer
Record Updated	May 10, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20255 E HIGHWAY H, DEARBORN, MO 64439-9704

Tax Assessment & Valuation

Source: Platte County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Platte County
Unified School District	North Platte County R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,834.00 (-0.05%)	$25,488 (-) Land $1,969 Building $23,519	$134,658 (-) Land $10,573 Building $124,085
2024	$1,835.00 (+4.44%)
2023	$1,757.00 (-3.73%)	$25,488 Land $1,969 Building $23,519	$134,658 Land $10,573 Building $124,085
2018	$1,825.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 1, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	6 (2011–2019)
Most Recent Claim	Jun 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2019 · 2 claims Severe Storms, Straight-line Winds, And Flooding, Mar 2019 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 90% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLATTE COUNTY PWSD 7 serves 1,750 people · EPA ID MO1024481
Water Source	Purchased groundwater from WESTON PWS
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E H Hwy

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