20254 Bannister Dr, Macomb, MI 48044 Property Records

Macomb County property record for 20254 Bannister Dr, Macomb, MI 48044

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,109 sqft · built 2003
Lot Size0.232 acres (10,106 sqft)
OwnerIndividual Name on File
Last Sale$420,000 (Dec 2021)
Tax Bill$6,582 (2025)
Deeds & MortgagesDec 2021 Sale & Mortgage
Apr 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN20-08-28-446-034

Property Details

APN / Parcel Number

Primary APN20-08-28-446-034
Alternative APN
  • 0828446034

Interior

Full Baths2 Baths
Half Baths2 Half Baths
Stories1 Story
Building Area2,109 sqft Living Area
1st Floor Area2,095 sqft
Basement Area2,095 sqft
Unfinished Basement2,095 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2004
Architectural StyleRanch
Exterior MaterialBrick
Lot Area10,106 sqft (0.232 acres)
Lot Dimensions135 ft deep x 75 ft wide
Garage Area435 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address20254 BANNISTER DR
CityMACOMB
StateMI
Zip48044-5943
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLANCASTER SUB NO. 2 LOT 246 L. 154 PGS. 1-5
Legal SubdivisionLANCASTER SUB
Legal Lot Number246
JurisdictionMACOMB MI
Township / Civil DivisionMACOMB
Census Block Group1
Census Block1012
Census Tract224102

Owner

20254 Bannister Dr is owned and occupied by an individual who bought it in December 2021.

Source: Macomb County records, as of October 19, 2026

Owner of RecordIndividual Name on File
Mailing Address20254 BANNISTER DR, MACOMB, MI 48044-5943
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 17, 2021Warranty Deed, Transfer · Conventional Mortgage
FIRST STATE BANK
Apr 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Dec 4, 2017Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 17, 2021 · Amount on File
Deed SaleDec 17, 2021 · Amount on File
Prior SaleJan 15, 2004 · Amount on File
Deed Document Number20212290872
Deed Book / Page28302 / 663
Record UpdatedOct 29, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACOMB MI
Recording DateDec 17, 2021
Property Address20254 BANNISTER DR, MACOMB, MI 48044-5943
Document Number2102290872
Book / Page28302 / 663
Map ReferenceLB 154 PG 1-5
Instrument DateDec 10, 2021
Instrument202102290872
Transaction TypeTransfer
Record UpdatedAug 12, 2022
Title CompanyJMC TITLE AGENCY, JC TITLE AGENCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,150.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address20254 BANNISTER DR, 20254, MACOMB, MI 48044-5943

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address20254 BANNISTER DR, MACOMB, MI 48044-5943

Mortgage

Document Number2200001156
DateJan 4, 2022
Book Page28330/871
Instrument202200001156
Lender
NameFIRST STATE BANK
TypeBank
AddressCLINTON TOWNSHIP, MI 48038
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2052

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address20254 BANNISTER DR, MACOMB, MI 48044-5943
Document Number0000054918
Instrument DateApr 16, 2020
Transaction TypeMortgage
Record UpdatedMay 27, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address20254 BANNISTER DR MACOMB MI 480445943, MACOMB, MI 48044-5943

Mortgage

Document Number0000054918
DateMay 6, 2020
Book Page026688/000196
Instrument54918
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 5, 2050

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address20254 BANNISTER DR, MACOMB, MI 48044-5943
Document Number0000147337
Book / Page025112 / 000668
Instrument DateDec 4, 2017
Transaction TypeMortgage
Record UpdatedJan 11, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address20254 BANNISTER DR MACOMB MI 480445943, MACOMB, MI 48044-5943

Mortgage

Document Number0000147337
DateDec 12, 2017
Book Page025112/000668
Instrument147337
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueDec 11, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 20254 Bannister Dr was $6,582 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
County SubdivisionMacomb Township
Unified School DistrictChippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$226,800 (+4.56%)$453,600 (+4.56%)
2025$6,582.00 Homeowner's exemption$216,900$433,800
2023$198,700$397,400
2022$5,817.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20254 Bannister Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 20254 Bannister Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMACOMB TOWNSHIP
serves 90,000 people · EPA ID MI0003990
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionJan 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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