20250 Sunset Ranch Dr, Katy, TX 77449 Property Records

Harris County property record for 20250 Sunset Ranch Dr, Katy, TX 77449

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,469 sqft · built 2006
Lot Size	0.251 acres (10,930 sqft)
Owner	2 Individual Names on Record
Last Sale	$297,511 (Feb 2022)
Tax Bill	$4,206 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`126-480-004-0023`

Property Details

APN / Parcel Number

Primary APN	`126-480-004-0023`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,469 sqft Living Area
1st Floor Area	1,104 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	10,930 sqft (0.251 acres)
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Open Concrete/Masonry Porch
Porch Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1264800040023
Street Address	20250 SUNSET RANCH DR
City	KATY
State	TX
Zip	77449-0026
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 23 BLK 4 EAGLE RANCH WEST SEC 3
Legal Subdivision	EAGLE RANCH WEST SEC 3
Legal Block	4
Legal Lot Number	23
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1011
Census Tract	542203

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20250 SUNSET RANCH DR, KATY, TX 77449-0026
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2022	Vendor's Lien, Transfer · FHA Mortgage NATIONS RELIABLE LENDING LLC
Oct 15, 2021	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2022 · Amount on Record
Deed Sale	Feb 22, 2022 · Amount on Record
Prior Sale	May 14, 2007 · Amount on Record
Deed Document Number	202294380
Record Updated	Oct 29, 2026

February 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Feb 22, 2022
Property Address	20250 SUNSET RANCH DR, KATY, TX 77449-0026
Document Number	0000094380
Map Reference	MF 576190
Instrument Date	Feb 18, 2022
Instrument	2022-94380
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	METROPOLITAN ESCROW AND TITLE LL, METROPOLITAN ESCROW & TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20250 SUNSET RANCH DR, KATY, TX 77449-0026

Mortgage

Document Number	0000094381
Date	Feb 22, 2022
Instrument	2022-94381

Lender

Name	NATIONS RELIABLE LENDING LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	20250 SUNSET RANCH DR, KATY, TX 77449-0026
Transaction Type	Mortgage
Record Updated	Oct 22, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20250 SUNSET RANCH DR, KATY, TX 77449-0026

Mortgage

Document Number	2021595402
Date	Oct 15, 2021
Instrument	2021-595402

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	258 Months
Due	Apr 1, 2043

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$304,109 (+5.48%) Land $52,006 Building $252,103	$304,109 (+5.48%) Land $52,006 Building $252,103
2025	$4,206.00 (+146.4%) Homeowner's exemption	$288,319 (-3.89%) Land $52,006 Building $236,313	$288,319 (-3.89%) Land $52,006 Building $236,313
2024	$1,707.00
2023		$300,000 Land $52,006 Building $247,994	$300,000 Land $52,006 Building $247,994
2022	$1,707.00 (+5.05%)
2020	$1,625.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 118 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	118 in force
Nearby Flood Claims	4 (2021–2024)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jul 2024 · Hurricane Beryl
Claims by Event	Hurricane Beryl, Jul 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 105 serves 14,925 people · EPA ID TX1011227
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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