Black Hawk County property record for 2025 Randolph St, Waterloo, IA 50702
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,129 sqft · built 1949 |
| Lot Size | 0.224 acres (9,750 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $132,000 (May 2019) |
| Tax Bill | $3,460 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage May 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-35-280-030 |
| Primary APN | 8913-35-280-030 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,129 sqft Living Area |
| 1st Floor Area | 1,129 sqft |
| Basement Area | 1,129 sqft |
| Unfinished Basement | 1,129 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Exterior Material | Other |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,750 sqft (0.224 acres) |
| Lot Dimensions | 150 ft deep x 65 ft wide |
| Garage Type | Detached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 90 sqft |
| Patio Area | 270 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 2025 RANDOLPH ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50702-3329 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LIBERTY ADDITION LOT 3 BLK 13 N 15 FT LOT 4 BLK 13 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 35 |
| Legal Subdivision | LIBERTY ADDITION |
| Legal Block | 13 |
| Legal Lot Number | 3,4 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 1100 |
2025 Randolph St is owned and occupied by two individuals who bought it in May 2019.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2025 RANDOLPH ST, WATERLOO, IA 50702-3329 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 18, 2021 | Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE |
| May 21, 2019 | Warranty Deed, Transfer · FHA Mortgage FLANAGAN STATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 21, 2019 · Amount on File |
| Deed Sale | May 21, 2019 · Amount on File |
| Deed Document Number | 201917301 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 2025 RANDOLPH ST, WATERLOO, IA 50702-3329 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 2025 RANDOLPH ST, WATERLOO, IA 50702-3329 |
| Document Number | 202200010709 |
|---|---|
| Date | Nov 18, 2021 |
| Instrument | 202200010709 |
| Name | MIDLAND MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 331 Months |
| Due | Jun 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | May 21, 2019 |
| Property Address | 2025 RANDOLPH ST, WATERLOO, IA 50702-3329 |
| Document Number | 201900017301 |
| Instrument Date | May 2, 2019 |
| Instrument | 201900017301 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2025 RANDOLPH ST, WATERLOO, IA 50702-3329 |
| Document Number | 201900017302 |
|---|---|
| Date | May 21, 2019 |
| Instrument | 201900017302 |
| Name | FLANAGAN STATE BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2049 |
The 2025 property tax bill for 2025 Randolph St was $3,460, up 2.2% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,460.00 (+2.19%) | $169,570 Land $23,210 Building $146,360 | $169,570 Land $23,210 Building $146,360 |
| 2024 | $3,386.00 | ||
| 2023 | $156,090 (+30.31%) Land $23,210 Building $132,880 | $156,090 Land $23,210 Building $132,880 | |
| 2022 | $2,630.00 | $119,780 Land $23,210 Building $96,570 | |
| 2021 | $119,780 Land $23,210 Building $96,570 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2025 Randolph St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1979–2013) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Mar 2013 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2025 Randolph St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 82% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waterloo Fiber Fiber | 10,000 / 10,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: Nextlink.
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