Benton County property record for 2025 Prospect Dr NE, Saint Cloud, MN 56304 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 12,499 sqft (0.286 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $270,000 (2024) |
| Tax Bill | $3,514.00 (2026) |
| Primary APN | 17.01708.00 |
|---|
| Lot Area | 12,499 sqft (0.286 acres) |
|---|
| Street Address | 2025 PROSPECT DR NE |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-9622 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SECT-31 TWP-036 RANGE-030 POINT PLEASANT LOT-012 BLOCK-004 |
| Legal Range | 030 |
| Legal Township | 036 |
| Legal Section | 31 |
| Legal Subdivision | POINT PLEASANT |
| Legal Block | 4 |
| Legal Lot Number | 12 |
| Jurisdiction | BENTON MN |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2014 |
| Census Tract | 21201 |
Source: Benton County records · APN 17.01708.00
Assessment roll updated July 16, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2025 PROSPECT DR NE, SAINT CLOUD, MN 56304-9622 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 23, 2024 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage UNION HOME MORTGAGE CORP |
| Dec 11, 2023 | Deed of Trust, Mortgage · Line of Credit PLATINUM BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 23, 2024 · Amount on Record |
| Deed Sale | Feb 23, 2024 · Amount on Record |
| Deed Doc Number | 2024470561 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON MN |
| Recording Date | Feb 23, 2024 |
| Property Address | 2025 PROSPECT DR NE, SAINT CLOUD, MN 56304-9622 |
| Document Number | 0000470561 |
| Instrument Date | Feb 22, 2024 |
| Instrument | 470561 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2024 |
| Title Company | RAINS COUNTY ABSTRACT AND TITLE, STEARNS CNTY ABSTRACT & TTL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $891.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2025 PROSPECT DR NE, SAINT CLOUD, MN 56304-9622 |
| Document Number | 0000470562 |
|---|---|
| Date | Feb 23, 2024 |
| Instrument | 470562 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON MN |
| Property Address | 2025 PROSPECT DR NE, SAINT CLOUD, MN 56304-9622 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2025 PROSPECT DR NE, SAINT CLOUD, MN 56304-9622 |
| Document Number | 0000469543 |
|---|---|
| Date | Dec 11, 2023 |
| Instrument | 469543 |
| Name | PLATINUM BANK |
|---|---|
| Type | Bank |
| Address | SAINT PAUL, MN 55128 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 15, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Benton County records · Assessment roll updated July 16, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Benton County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,514.00 (+14.46%) Homeowner's exemption | $247,800 (-) Land $40,000 Building $207,800 | $247,800 (-) Land $40,000 Building $207,800 |
| 2025 | $3,070.00 (+17.71%) Homeowner's exemption | $247,800 (+8.35%) Land $40,000 Building $207,800 | $247,800 (+8.35%) Land $40,000 Building $207,800 |
| 2023 | $2,608.00 | $228,700 Land $40,000 Building $188,700 | $228,700 Land $40,000 Building $188,700 |
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