Montgomery County property record for 2025 Oak Tree Dr E, Dayton, OH 45440
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,804 sqft · built 1967 |
| Lot Size | 0.288 acres (12,558 sqft) |
| Owner | Individual Name on File |
| Last Sale | $280,000 (May 2023) |
| Tax Bill | $5,377 (2024) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Feb 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | N64 03112 0014 |
| Primary APN | N64 03112 0014 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,804 sqft Living Area |
| 1st Floor Area | 1,712 sqft |
| Basement Area | 851 sqft |
| Finished Basement | 851 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 12,558 sqft (0.288 acres) |
| Lot Dimensions | 157 ft deep x 80 ft wide |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 160 sqft |
| Deck Area | 24 sqft |
| Patio Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2025 OAK TREE DR E |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45440-2417 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 14 WOODBRIAR 1 |
| Legal Subdivision | WOODBRIAR 1 |
| Legal Lot Number | 14 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | KETTERING |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 21700 |
2025 Oak Tree Dr E is owned and occupied by an individual who bought it in May 2023.
Source: Montgomery County records, as of January 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2025 OAK TREE DR E, DAYTON, OH 45440-2417 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 5, 2023 | Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION |
| Feb 27, 2020 | Warranty Deed, Transfer · Conventional with PMI UNION SVGS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 5, 2023 · Amount on File |
| Deed Sale | May 5, 2023 · Amount on File |
| Prior Sale | Apr 22, 2021 · Amount on File |
| Deed Document Number | 202300022716 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | May 5, 2023 |
| Property Address | 2025 OAK TREE DR E, DAYTON, OH 45440-2417 |
| Document Number | 0000022716 |
| Map Reference | MB 74 PG 70 |
| Instrument Date | Apr 21, 2023 |
| Instrument | 202300022716 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2024 |
| Title Company | M&M TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2025 OAK TREE DR E, DAYTON, OH 45440-2417 |
| Document Number | 0000022717 |
|---|---|
| Date | May 5, 2023 |
| Instrument | 202300022717 |
| Name | DAS ACQUISITION |
|---|---|
| Type | Mortgage Company |
| Address | SAINT LOUIS, MO 63141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Feb 27, 2020 |
| Property Address | 2025 OAK TREE DR E, DAYTON, OH 45440-2417 |
| Document Number | 0000013172 |
| Instrument Date | Jan 27, 2020 |
| Instrument | 13172 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2020 |
| Title Company | LANDMARK TITLE AGENCY SOUTH INC, LANDMARK TITLE AGCY SOUTH INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $540.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2025 OAK TREE DR E KETTERING OH 454402417, KETTERING, OH 45440-2417 |
| Document Number | 13192 |
|---|---|
| Date | Feb 27, 2020 |
| Instrument | 13192 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 26, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Kettering City |
| Unified School District | Kettering City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $84,490 Land $16,530 Building $67,960 | ||
| 2024 | $5,377.00 (+2.75%) | ||
| 2023 | $5,233.00 (+5.95%) | $84,490 (+33.98%) Land $16,530 Building $67,960 | $241,410 Land $47,240 Building $194,170 |
| 2022 | $4,939.00 | $63,060 Land $12,340 Building $50,720 | |
| 2020 | $180,150 Land $35,250 Building $144,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2025 Oak Tree Dr E in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 2 (2005–2008) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Mar 2008 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2025 Oak Tree Dr E is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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