2025 Oak Creek Loop, Davenport, FL 33837 Property Records

Polk County property record for 2025 Oak Creek Loop, Davenport, FL 33837

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 3,784 sqft · built 2022
Lot Size	0.162 acres (7,052 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,009,000 (May 2022)
Tax Bill	$8,217 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Oct 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`27-26-15-704224-000600`

Property Details

APN / Parcel Number

Primary APN	`27-26-15-704224-000600`
Alternative APNs	`152627704224000600` `52627000`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,784 sqft Living Area
Gross Area	4,644 sqft
1st Floor Area	1,700 sqft
Upper Floors Area	2,084 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Tile
Lot Area	7,052 sqft (0.162 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	420 sqft
Pool Type	Enclosed Pool
Porch	Florida Room

Location & Zoning

Street Address	2025 OAK CREEK LOOP
City	DAVENPORT
State	FL
Zip	33837-3697
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOLTERRA PHASE 2E PB 175 PGS 31-37 LOT 60
Legal Range	27E
Legal Township	26S
Legal Section	15
Legal Subdivision	SOLTERRA PHASE 2E
Legal Block	1
Legal Lot Number	60
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	1
Census Block	1015
Census Tract	12506

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5508 STREAM BANK LN, GREENBELT, MD 20770-4407
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2022	Special Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA
Oct 5, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2022 · Amount on Record
Deed Sale	May 4, 2022 · Amount on Record
Deed Document Number	2022120974
Deed Book / Page	12237 / 1763
Record Updated	Oct 29, 2026

May 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	POLK FL
Recording Date	May 4, 2022
Property Address	2025 OAK CREEK LOOP, DAVENPORT, FL 33837-3697
Document Number	0000120974
Book / Page	12237 / 1763
Map Reference	MB 175 PG 31
Instrument Date	Apr 19, 2022
Instrument	2022120974
Transaction Type	Transfer
Record Updated	Feb 23, 2023
Title Company	LANDMARK ABSTRACT AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,063.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	650 MADISON AVE # 22, 22, NEW YORK, NY 10022-1029

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5508 STREAM BANK LN, GREENBELT, MD 20770-4407

Mortgage

Document Number	0122371765
Date	May 4, 2022
Instrument	12237/1765

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	May 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	8.12%
Index	Other
Margin	3
Max Rate	8.12%

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Oct 5, 2020
Property Address	2025 OAK CREEK LOOP, DAVENPORT, FL 33837-3697
Document Number	0114000167
Book / Page	011400 / 000167
Instrument Date	Sep 30, 2020
Instrument	208150
Transaction Type	Transfer
Record Updated	Dec 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$35,385.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5200 VINELAND RD #200 ORLANDO FL 328117674, 200, ORLANDO, FL 32811-7674
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$659,249 (+3.73%) Land $80,000 Building $579,249	$659,249 (+3.73%) Land $80,000 Building $579,249
2025	$8,217.00 (-34.79%)	$635,544 (+3.5%) Land $80,000 Building $555,544	$635,544 (+3.5%) Land $80,000 Building $555,544
2023	$12,601.00 (+131.72%)	$614,074 (+718.77%) Land $75,000 Building $539,074	$614,074 (+718.77%) Land $75,000 Building $539,074
2022	$5,438.00	$75,000 Land $75,000	$75,000 Land $75,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	2 (2002–2004)
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 68% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHEAST serves 60,557 people · EPA ID FL6530617
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Nov 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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