2025 Neil St, Schenectady, NY 12306 Property Records

Schenectady County and Schenectady City property record for 2025 Neil St, Schenectady, NY 12306

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,056 sqft · built 1930
Lot Size	0.09 acres (3,960 sqft)
Owner	Company Name on File
Last Sale	$44,900 (Feb 2004)
Tax Bill	$4,953 (2026)
Deeds & Mortgages	Jan 2022 Mortgage Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`421500 48.76-3-31`

Property Details

APN / Parcel Number

Primary APN	`421500 48.76-3-31`
Alternative APN	`150004807600030310000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,056 sqft Living Area
1st Floor Area	528 sqft
2nd Floor Area	528 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	3,960 sqft (0.09 acres)
Lot Dimensions	120 ft deep x 33 ft wide
Porch	Slab
Porch Area	180 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2025 NEIL ST
City	SCHENECTADY
State	NY
Zip	12306-4416
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Description	AND 112 PART OF 2 WOOD
Legal Subdivision	JAMES FORD FARM
Legal Block	3
Legal Lot Number	31.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	2
Census Block	2004
Census Tract	33200

Owner

2025 Neil St is owned by a company that bought it in February 2004.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	1739 ALTAMONT AVE, SCHENECTADY, NY 12303-2105
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2022	Deed of Trust, Mortgage SUNMARK FCU
Jan 28, 2022	Deed of Trust, Mortgage · Commercial Mortgage SUNMARK FCU
Jan 30, 2019	Warranty Deed, Transfer MARATHON TITLE AGENCY INC, MARATHON TITLE AGCY INC
Jun 27, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2004 · Amount on File
Deed Sale	Feb 4, 2004 · Amount on File
Deed Book / Page	1670 / 951
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	2025 NEIL ST, SCHENECTADY, NY 12306-4416
Transaction Type	Mortgage
Record Updated	Feb 9, 2022
Title Company	MARATHON TITLE AGENCY INC, MARATHON TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1739 ALTAMONT AVE, SCHENECTADY, NY 12303-2105

Mortgage

Document Number	0000004870
Date	Jan 28, 2022
Book Page	5195/667
Instrument	202204870

Lender

Name	SUNMARK FCU
Type	Credit Union
Address	LATHAM, NY 12110

Agreement

Amount	Amount on Record
Term	120 Months
Due	Jan 15, 2032

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	2025 NEIL ST, SCHENECTADY, NY 12306-4416
Transaction Type	Mortgage
Record Updated	Feb 9, 2022
Title Company	MARATHON TITLE AGENCY INC, MARATHON TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1739 ALTAMONT AVE, SCHENECTADY, NY 12303-2105

Mortgage

Document Number	0000004871
Date	Jan 28, 2022
Book Page	5195/679
Instrument	202204871

Lender

Name	SUNMARK FCU
Type	Credit Union
Address	LATHAM, NY 12110

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jan 30, 2019
Property Address	2025 NEIL ST, SCHENECTADY, NY 12306-4416
Document Number	0000004479
Book / Page	002004 / 000670
Instrument Date	Jan 10, 2019
Instrument	4479
Transaction Type	Transfer
Record Updated	Feb 13, 2019
Title Company	MARATHON TITLE AGENCY INC, MARATHON TITLE AGCY INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2025 NEIL ST SCHENECTADY NY 123064416, SCHENECTADY, NY 12306-4416

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jun 27, 2017
Property Address	2025 NEIL ST, SCHENECTADY, NY 12306-4416
Document Number	0000028543
Book / Page	001965 / 000793
Instrument Date	Jun 23, 2017
Instrument	28543
Transaction Type	Transfer
Record Updated	Jun 30, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$84.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1739 ALTAMONT AVE SCHENECTADY NY 123032105, SCHENECTADY, NY 12303-2105
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 2025 Neil St was $4,953, up 2.3% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,953.00 (+2.33%)
2025	$4,840.00	$96,100 Land $14,400 Building $81,700	$159,132 Land $23,845 Building $135,287
2023		$96,100 (-) Land $14,400 Building $81,700	$121,646 (+3.8%) Land $18,228 Building $103,418
2022		$96,100 Land $14,400 Building $81,700	$117,195 Land $17,561 Building $99,634
2021	$4,617.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2025 Neil St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2025 Neil St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 844 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Greenlight Networks.

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