San Luis Obispo County property record for 2025 Ferrell Ave, Los Osos, CA 93402
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 941 sqft · built 1964 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $404,000 (Oct 2017) |
| Tax Bill | $7,654 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage Oct 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 074-232-039 |
| Primary APN | 074-232-039 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 941 sqft Living Area |
| 1st Floor Area | 941 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Construction Type | Wood |
| Lot Area | 3,920 sqft (0.09 acres) |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 2025 FERRELL AVE |
|---|---|
| City | LOS OSOS |
| State | CA |
| Zip | 93402-3224 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | SWEET SPR TR BL B LT 6 |
| Legal Subdivision | SWEET SPGS |
| Legal Tract | B |
| Legal Block | B |
| Legal Lot Number | 6 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 10707 |
Source: San Luis Obispo County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2025 FERRELL AVE, LOS OSOS, CA 93402-3224 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 1, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ENVOY MORTGAGE LTD |
| Oct 31, 2017 | Grant Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 31, 2017 · Amount on Record |
| Deed Sale | Oct 31, 2017 · Amount on Record |
| Prior Sale | Dec 27, 2013 · Amount on Record |
| Deed Document Number | 201749889 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 2025 FERRELL AVE, LOS OSOS, CA 93402-3224 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PLACER TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000041901 |
|---|---|
| Date | Oct 1, 2019 |
| Instrument | 2019041901 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77043 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Oct 31, 2017 |
| Property Address | 2025 FERRELL AVE, LOS OSOS, CA 93402-3224 |
| Document Number | 0000049889 |
| Map Reference | MB3 PG69 |
| Instrument Date | Sep 28, 2017 |
| Instrument | 2017049889 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2025 FERRELL AVE, LOS OSOS, CA 93402-3224 |
| Document Number | 0000049890 |
|---|---|
| Date | Oct 31, 2017 |
| Instrument | 2017049890 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2047 |
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | San Luis Coastal Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $468,521 (+2%) Land $290,143 Building $178,378 | |
| 2025 | $7,654.00 (+2.92%) | $459,335 (+4.04%) Land $284,454 Building $174,881 |
| 2023 | $7,437.00 (+4.15%) | $441,500 Land $273,409 Building $168,091 |
| 2022 | $7,141.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (1995) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 1995 · Severe Winter Storms, Flooding Landslides, Mud Flow |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOS OSOS COMMUNITY SERVICES DISTRICT serves 7,086 people · EPA ID CA4010016 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, GeoLinks, Ranch Wifi, Surfnet Communications.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures