2025 E 31st St, Lorain, OH 44055 Property Records

Lorain County property record for 2025 E 31st St, Lorain, OH 44055 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,416 sqft · built 1900
Lot Size	0.21 acres (9,148 sqft)
Owner	Owner Name on File
Last Sale	$60,000 (Jul 2002)
Tax Bill	$1,111 (2025)
Deeds & Mortgages	Mar 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`03-00-095-117-017`

Property Details

APN / Parcel Number

Primary APN	`03-00-095-117-017`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,416 sqft Living Area
1st Floor Area	792 sqft
2nd Floor Area	624 sqft
Upper Floors Area	624 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	190 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	370 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	2025 E 31ST ST
City	LORAIN
State	OH
Zip	44055-1924
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S L CO 50 X 190 S/L 562
Legal Subdivision	SHEFFIELD LAND COMPANYS SUBDIVISION #1
Legal Block	117
Legal Lot Number	562
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	2
Census Block	2005
Census Tract	23600

Owner

Source: Lorain County records · APN 03-00-095-117-017

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	2025 E 31ST ST, LORAIN, OH 44055-1924
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 15, 2002 · Amount on Record
Deed Sale	Jul 15, 2002 · Amount on Record
Deed Document Number	842104
Record Updated	Jun 08, 2026

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LORAIN OH
Property Address	2025 E 31ST ST, LORAIN, OH 44055-1924
Document Number	0000628247
Instrument Date	Mar 27, 2017
Transaction Type	Mortgage
Record Updated	May 23, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2025 E 31ST ST LORAIN OH 440551924, LORAIN, OH 44055-1924

Mortgage

Document Number	0000628247
Date	May 04, 2017
Instrument	628247

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 03, 2047

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,111.00	$29,070 (-0.02%) Land $5,390 Building $23,680	$83,070 (-) Land $15,400 Building $67,670
2024	$1,111.00 (-5.29%)	$29,075 (+27.61%) Land $5,390 Building $23,685	$83,070 (+27.6%) Land $15,400 Building $67,670
2023	$1,173.00 (+0.95%)	$22,785 (+0.02%) Land $3,283 Building $19,502	$65,100 (-) Land $9,380 Building $55,720
2022	$1,162.00	$22,780 Land $3,280 Building $19,500
2021			$65,100 Land $9,380 Building $55,720

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 398 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Brightspeed	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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