2025 Cobb Ranch Rd, Paris, TX 75462 Property Records

Lamar County property record for 2025 Cobb Ranch Rd, Paris, TX 75462

Property Summary

Property Type	Misc Structure / Fixture
Details	4 bd · 2 ba · 2,300 sqft · built 1997
Lot Size	5.92 acres (257,875 sqft)
Owner	2 Individual Names on File
Last Sale	$25,444 (Sep 2024)
Tax Bill	$4,349 (2026)
Deeds & Mortgages	Sep 2022 Construction Loan Sep 2022 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A1001-0010-00A0-25`

Property Details

APN / Parcel Number

Primary APN	`A1001-0010-00A0-25`
Alternative APN	`108199`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,300 sqft Total Area
1st Floor Area	2,068 sqft
Upper Floors Area	1,422 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	257,875 sqft (5.92 acres)
Garage Area	850 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	176 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	A1001-0010-00A0-25
Street Address	2025 COBB RANCH RD
City	PARIS
State	TX
Zip	75462-8041
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Misc Structure / Fixture
Legal Description	A1001 J W WILLIAMS SURVEY, TRACT 1-A, ACRES 5.9203
Legal Subdivision	J W WILLIAMS SURVEY
Legal Tract	1-A
Legal Lot Number	1-A
Jurisdiction	LAMAR TX
Township / Civil Division	PARIS
Census Block Group	3
Census Block	3039
Census Tract	900

Owner

2025 Cobb Ranch Rd, an agricultural property, is owned and occupied by two individuals who bought it in September 2024.

Source: Lamar County records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1160 33RD ST SE, PARIS, TX 75460-6563
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2022	Deed of Trust, Mortgage · Construction Mortgage LAMAR NATIONAL BANK
Sep 30, 2022	Deed of Trust, Mortgage · Construction Mortgage LAMAR NATIONAL BANK
Oct 8, 2021	Deed of Trust, Mortgage · ARM LAMAR NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2024 · Amount on File
Deed Sale	Sep 23, 2024 · Amount on File
Deed Document Number	2024217046
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAMAR TX
Property Address	2025 COBB RANCH RD, PARIS, TX 75462-8041
Transaction Type	Mortgage
Record Updated	Jan 16, 2023
Title Company	STONE TITLE COMPANY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1160 33RD ST SE, PARIS, TX 75460-6563

Mortgage

Document Number	1984592022
Date	Sep 30, 2022
Instrument	198459-2022

Lender

Name	LAMAR NATIONAL BANK
Type	Bank
Address	PARIS, TX 75461

Agreement

Type	Construction Mortgage
Amount	Amount on Record

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAMAR TX
Property Address	2025 COBB RANCH RD, PARIS, TX 75462-8041
Transaction Type	Mortgage
Record Updated	Oct 14, 2022
Title Company	STONE TITLE COMPANY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1160 33RD ST SE, PARIS, TX 75460-6563

Mortgage

Document Number	1984602022
Date	Sep 30, 2022
Instrument	198460-2022

Lender

Name	LAMAR NATIONAL BANK
Type	Bank
Address	PARIS, TX 75460

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Oct 5, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Type Change Date	Oct 15, 2027
Change Frequency	Annually
Min Rate At Change	6.37%
Max Rate At Change	8.37%
Index	1-Year CMT
Max Rate	11.3%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAMAR TX
Property Address	2025 COBB RANCH RD, PARIS, TX 75462-8041
Transaction Type	Mortgage
Record Updated	Nov 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1868182021
Date	Oct 8, 2021
Instrument	186818-2021

Lender

Name	LAMAR NATIONAL BANK
Type	Bank
Address	PARIS, TX 75461

Agreement

Type	ARM
Amount	Amount on Record
Term	120 Months
Due	Oct 1, 2031

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Oct 1, 2026
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5.75%
Index	1-Year CMT
Max Rate	8.75%

Tax Assessment & Valuation

The 2026 property tax bill for 2025 Cobb Ranch Rd was $4,349 with exemptions applied, down 28.2% from the year before.

Source: Lamar County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Lamar County
Unified School District	North Lamar Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,349.00 (-28.21%) Homeowner's exemption Senior Citizen's exemption	$501,930 (-1.45%) Land $94,090 Building $407,840	$501,930 (-1.45%) Land $94,090 Building $407,840
2025	$6,058.00 Homeowner's exemption Senior Citizen's exemption	$509,320 Land $100,560 Building $408,760	$509,320 Land $100,560 Building $408,760
2023		$101,550 Land $93,770 Building $7,780	$101,550 Land $93,770 Building $7,780
2022	$1,039.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2025 Cobb Ranch Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 5, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	5 (1996–2026)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jun 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2025 Cobb Ranch Rd is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 61% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PARIS serves 25,498 people · EPA ID TX1390002
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Feb 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Nextlink Fixed Wireless	100 / 20
Wifires Internet Fixed Wireless	60 / 12

May also be available: 360 Broadband, Verizon.

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