2025 Bay Rd, Pasadena, MD 21122 Property Records

Anne Arundel County property record for 2025 Bay Rd, Pasadena, MD 21122

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,760 sqft · built 1930
Lot Size	0.212 acres (9,250 sqft)
Owner	2 Individual Names on File
Last Sale	$377,000 (Mar 2017)
Tax Bill	$4,283 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-032-26986400`

Property Details

APN / Parcel Number

Primary APN	`03-032-26986400`
Alternative APNs	`3-032-26986400` `03226986400`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,760 sqft Living Area
1st Floor Area	1,376 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,250 sqft (0.212 acres)
View / Lot	Waterfront
Porch	Enclosed Porch
Porch Area	248 sqft
Patio Area	182 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	03226986400
Street Address	2025 BAY RD
City	PASADENA
State	MD
Zip	21122-6201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 18 ARCADIA
Legal Subdivision	ARCADIA
Legal Block	2
Legal Lot Number	18
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	3
Census Block Group	2
Census Block	2010
Census Tract	731303

Owner

2025 Bay Rd is owned and occupied by two individuals who bought it in March 2017.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2025 BAY RD, PASADENA, MD 21122-6201
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage TOWER FEDERAL CREDIT UNION
Jun 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage STRONG HOME MORTGAGE LLC
Sep 16, 2019	Deed of Trust, Mortgage · Conventional with PMI PENNYMAC
Mar 29, 2017	Deed, Transfer · Stand-Alone First Mortgage BAY CAPITAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2017 · Amount on File
Deed Sale	Mar 29, 2017 · Amount on File
Prior Sale	Jan 23, 2004 · Amount on File
Deed Document Number	201730778-343
Deed Book / Page	30778 / 343
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jun 23, 2026
Property Address	2025 BAY RD, PASADENA, MD 21122-6201
Document Number	4247000126
Book / Page	42470 / 126
Instrument Date	May 29, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	2025 BAY RD, PASADENA, MD 21122-6201

Mortgage

Document Number	4247000126,
Date	Jun 23, 2026
Book Page	42470/126

Lender

Name	TOWER FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 3, 2041

Interest

Rate Type	Fixed Rate
Rate	5.64%
Initial Type	Fixed Rate
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	2025 BAY RD, PASADENA, MD 21122-6201
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0370730365
Date	Jun 27, 2021
Book Page	37073/365

Lender

Name	STRONG HOME MORTGAGE LLC
Type	Mortgage Company
Address	MANASSAS, VA 20110

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	2025 BAY RD, PASADENA, MD 21122-6201
Document Number	0337160120
Instrument Date	Sep 16, 2019
Transaction Type	Mortgage
Record Updated	Nov 6, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2025 BAY RD PASADENA MD 211226201, PASADENA, MD 21122-6201

Mortgage

Document Number	0337160120
Date	Oct 17, 2019
Book Page	033716/000120

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 16, 2049

March 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Mar 29, 2017
Property Address	2025 BAY RD, PASADENA, MD 21122-6201
Document Number	0307780343
Book / Page	30778 / 343
Map Reference	MB2 FO17
Instrument Date	Mar 24, 2017
Instrument	30778-343
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	FIRST EQUITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,955.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2025 NAU RD, PASADENA, MD 21122

Mortgage

Document Number	0030778349
Date	Mar 29, 2017
Instrument	30778-349

Lender

Name	BAY CAPITAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2025 Bay Rd was $4,283 with a homeowner's exemption.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$485,767 (+6.5%)	$515,400 (-) Land $249,300 Building $266,100
2025	$4,283.00 Homeowner's exemption	$456,133	$515,400 Land $249,300 Building $266,100
2023	$3,527.00 Homeowner's exemption	$404,933	$426,500 Land $249,300 Building $177,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2025 Bay Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 66 policies
Nearby Flood Policies	66 in force
Nearby Flood Claims	76 (1979–2024)
Claims Outside the SFHA	18 of 76
Most Recent Claim	Apr 2024 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims Hurricane Isabel, Sep 2003 · 44 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2025 Bay Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bay Rd

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