20249 Prairie Dr, Big Lake, MN 55309 Property Records

Sherburne County property record for 20249 Prairie Dr, Big Lake, MN 55309

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,256 sqft · built 2006
Lot Size	0.55 acres (23,958 sqft)
Owner	Individual Name on File
Last Sale	$143,000 (Jan 2010)
Tax Bill	$4,512 (2025)
Deeds & Mortgages	May 2020 Mortgage Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`65-529-0220`

Property Details

APN / Parcel Number

Primary APN	`65-529-0220`
Alternative APNs	`65-00529-0220` `30718`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,256 sqft Living Area
1st Floor Area	1,256 sqft
Basement Area	908 sqft
Finished Basement	908 sqft
Breakfast Nook	Breakfast Nook
Family Room	Family Room
Utility Room	Utility Room
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Split Foyer
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	23,958 sqft (0.55 acres)
Garage Type	Attached
Garage Area	700 sqft
Driveway	Driveway

Exterior Amenities

Porch	Open Porch
Porch Area	32 sqft
Deck Area	293 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	30718
Street Address	20249 PRAIRIE DR
City	BIG LAKE
State	MN
Zip	55309-5203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4, BLK 2
Legal Range	27W
Legal Township	33N
Legal Section	21
Legal Subdivision	PRAIRIE MEADOWS FIRST ADDITION
Legal Block	2
Legal Lot Number	4
Jurisdiction	SHERBURNE MN
Township / Civil Division	BIG LAKE
Census Block Group	3
Census Block	3031
Census Tract	30409

Owner

20249 Prairie Dr is owned and occupied by an individual who bought it in January 2010.

Source: Sherburne County records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	20249 PRAIRIE DR, BIG LAKE, MN 55309-5203
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage LIBERTY BANK
Jan 12, 2022	Warranty Deed, Transfer · Conventional Mortgage SUMMIT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2010 · Amount on File
Deed Sale	Jan 28, 2010 · Amount on File
Prior Sale	Jan 2, 2007 · Amount on File
Deed Document Number	201079905
Prior Transfer Date	Jan 15, 2010
Prior Transfer Doc	0000079905
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	20249 PRAIRIE DR, BIG LAKE, MN 55309-5203
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000890854
Date	May 5, 2020
Instrument	890854

Lender

Name	LIBERTY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2035

Interest

Rate Type	Fixed Rate

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Jan 12, 2022
Property Address	20249 PRAIRIE DR, BIG LAKE, MN 55309-5203
Document Number	0000935904
Instrument Date	Dec 15, 2021
Instrument	935904
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	EXECUTIVE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,122.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20249 PRAIRIE DR, BIG LAKE, MN 55309-5203

Mortgage

Document Number	0000935906
Date	Jan 12, 2022
Instrument	935906

Lender

Name	SUMMIT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 20249 Prairie Dr was $4,512 with a homeowner's exemption.

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Big Lake City
County	Sherburne County
Unified School District	Big Lake Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$365,700 (-) Land $99,900 Building $265,800	$365,700 (-) Land $99,900 Building $265,800
2025	$4,512.00	$365,700 Land $99,900 Building $265,800	$365,700 Land $99,900 Building $265,800
2023	$4,390.00	$364,000 Land $99,900 Building $264,100
2021			$364,000 Land $99,900 Building $264,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20249 Prairie Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20249 Prairie Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Big Lake serves 13,056 people · EPA ID MN1710002
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Windstream.

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