20249 Lake Rd, Rocky River, OH 44116 Property Records

Cuyahoga County property record for 20249 Lake Rd, Rocky River, OH 44116

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	1,479 sqft · built 1954
Lot Size	0.321 acres (13,965 sqft)
Owner	Company Name on File
Last Sale	$136,500 (Jul 2020)
Tax Bill	$9,348 (2025)
Deeds & Mortgages	Jul 2020 Sale & Line of Credit Jul 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`301-16-002`

Property Details

APN / Parcel Number

Primary APN	`301-16-002`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,479 sqft Gross Area
1st Floor Area	1,479 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 2010
Exterior Material	Combination
Construction Type	Wood
Fire Resistance	Masonry Walls, Wood Interior
Foundation Type	Slab (Mat/Raft)
Roof Type	Flat
Roof Material	Composition Shingle
Lot Area	13,965 sqft (0.321 acres)
Lot Width	106 ft Width
View / Lot	Corner
Garage Area	1,479 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	20249 LAKE RD
City	ROCKY RIVER
State	OH
Zip	44116-1350
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	LB
Legal Description	24 BCLFMAN S/L 1 TO 5 ALL & S/L 36 ALL 30116002 TO30116006 30116035
Legal Subdivision	BEACH CLIFF MANOR
Legal Lot Number	24
Jurisdiction	CUYAHOGA OH
Township / Civil Division	ROCKY RIVER
Census Block Group	2
Census Block	2016
Census Tract	181100

Owner

20249 Lake Rd, a commercial property, is owned by a company that bought it in July 2020.

Source: Cuyahoga County records, as of July 22, 2026

Owner of Record	Company Name on File
Mailing Address	20249 LAKE RD, ROCKY RIVER, OH 44116-1350
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2020	Grant Deed, Transfer · Line of Credit FIRST FED'L SVGS & LN ASSN
Jul 31, 2020	Affidavit of Death, Transfer NORTHERN TITLE, NORTHERN TITLE AGCY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2020 · Amount on File
Deed Sale	Jul 31, 2020 · Amount on File
Prior Sale	Dec 17, 1982 · Amount on File
Deed Document Number	2020310452
Prior Transfer Date	Feb 18, 2009
Prior Transfer Doc	0000000049
Record Updated	Oct 29, 2026

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Jul 31, 2020
Property Address	20249 LAKE RD, ROCKY RIVER, OH 44116-1350
Document Number	0007310452
Instrument Date	Jul 15, 2020
Instrument	7310452
Transaction Type	Transfer
Record Updated	Sep 3, 2020
Title Company	NORTHERN TITLE, NORTHERN TITLE AGCY INC

Transaction

Amount	Amount on Record
Tax	$546.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	20249 LAKE RD ROCKY RIVER OH 441161350, ROCKY RIVER, OH 44116-1350

Mortgage

Document Number	7310453
Date	Jul 31, 2020
Instrument	7310453

Lender

Name	FIRST FED'L SVGS & LN ASSN
Address	LAKEWOOD, OH 44107

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 30, 2030

Interest

Rate Type	Adjustable Rate

July 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	CUYAHOGA OH
Recording Date	Jul 31, 2020
Property Address	20249 LAKE RD, ROCKY RIVER, OH 44116-1350
Document Number	0007310451
Instrument Date	Jul 6, 2020
Instrument	7310451
Transaction Type	Transfer
Record Updated	Aug 25, 2020
Title Company	NORTHERN TITLE, NORTHERN TITLE AGCY INC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20249 LAKE RD ROCKY RIVER OH 441161350, ROCKY RIVER, OH 44116-1350

Tax Assessment & Valuation

The 2025 property tax bill for 20249 Lake Rd was $9,348, up 0.3% from the year before.

Source: Cuyahoga County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Rocky River City
Unified School District	Rocky River City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,348.00 (+0.33%)	$100,065 (%) Land $48,895 Building $51,170	$285,900 (-) Land $139,700 Building $146,200
2024	$9,317.00 (-4.14%)	$100,070 (+0.35%) Land $48,900 Building $51,170	$285,900 Land $139,700 Building $146,200
2023	$9,719.00 (-3.9%)	$99,720 (-) Land $48,900 Building $50,820
2022	$10,113.00	$99,720 Land $48,900 Building $50,820
2021			$284,900 Land $139,700 Building $145,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20249 Lake Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	6 (1979–1996)
Most Recent Claim	Jan 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20249 Lake Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum, Verizon.

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