20249 Edinburgh Dr, Saratoga, CA 95070 Property Records

Santa Clara County property record for 20249 Edinburgh Dr, Saratoga, CA 95070

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,511 sqft · built 1963
Lot Size	0.324 acres (14,148 sqft)
Owner	Individual Name on Record
Last Sale	$3,500,000 (Apr 2018)
Tax Bill	$46,660 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`393-30-011`

Property Details

APN / Parcel Number

Primary APN	`393-30-011`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,511 sqft Living Area
1st Floor Area	2,511 sqft
Family Room	Family Room

Exterior

Year Built	Built 1963
Architectural Style	Other
Construction Type	Wood
Lot Area	14,148 sqft (0.324 acres)
Lot Dimensions	131 ft deep x 108 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	20249 EDINBURGH DR
City	SARATOGA
State	CA
Zip	95070-5039
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R112
Legal Description	TR 2988 LOT 38
Legal Subdivision	2988 QUITO RHO
Legal Tract	2988
Legal Lot Number	38 8
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2016
Census Tract	507500

Owner

Source: Santa Clara County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	20249 EDINBURGH DR, SARATOGA, CA 95070-5039
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage TECHNOLOGY CU
Apr 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA
Apr 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage TECHNOLOGY CU
Apr 2, 2019	Deed of Trust, Mortgage · ARM MUFG UNION BANK NA
Apr 25, 2018	Grant Deed, Transfer · ARM BANC OF CALIFORNIA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2018 · Amount on Record
Deed Sale	Apr 25, 2018 · Amount on Record
Deed Document Number	23918022
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	20249 EDINBURGH DR, SARATOGA, CA 95070-5039
Transaction Type	Mortgage
Record Updated	Jan 10, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20249 EDINBURGH DR, SARATOGA, CA 95070-5039

Mortgage

Document Number	0025208407
Date	Dec 30, 2021
Instrument	25208407

Lender

Name	TECHNOLOGY CU
Type	Credit Union
Address	SAN JOSE, CA 95131

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Dec 1, 2026
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	4.5%
Index	Other
Max Rate	7.5%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	20249 EDINBURGH DR, SARATOGA, CA 95070-5039
Transaction Type	Mortgage
Record Updated	May 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20249 EDINBURGH DR, SARATOGA, CA 95070-5039

Mortgage

Document Number	0024934319
Date	Apr 23, 2021
Instrument	24934319

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Mar 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.75%
Index	1-Year LIBOR
Max Rate	8.75%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	20249 EDINBURGH DR, SARATOGA, CA 95070-5039
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024468139
Date	Apr 30, 2020
Instrument	24468139

Lender

Name	TECHNOLOGY CU
Type	Credit Union
Address	SAN JOSE, CA 95131

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Apr 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.25%
Index	1-Year LIBOR
Max Rate	9.25%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	20249 EDINBURGH DR, SARATOGA, CA 95070-5039
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024146603
Date	Apr 2, 2019
Instrument	24146603

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Apr 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.87%
Index	1-Year LIBOR
Max Rate	9.87%

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 25, 2018
Property Address	20249 EDINBURGH DR, SARATOGA, CA 95070-5039
Document Number	0023918022
Map Reference	MB144 PG45&47
Instrument Date	Apr 20, 2018
Instrument	23918022
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	CORNERSTONE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	20249 EDINBURGH DR, SARATOGA, CA 95070-5039

Mortgage

Document Number	0023918023
Date	Apr 25, 2018
Instrument	23918023

Lender

Name	BANC OF CALIFORNIA NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	May 1, 2023
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	6.37%
Index	1-Year LIBOR
Margin	3
Max Rate	10.3%

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Saratoga City
Secondary School District	Los Gatos-Saratoga Joint Union School District (09 - 12)
Elementary School District	Saratoga Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$46,660.00 (+1.87%) Homeowner's exemption	$3,982,398 (+4.04%) Land $3,242,811 Building $739,587
2023	$45,803.00 (+2.18%) Homeowner's exemption	$3,827,759 Land $3,116,890 Building $710,869
2022	$44,824.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: AT&T, Ridge Wireless, T-Mobile.

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