20249 Crested Finch Ct, Wildomar, CA 92595 Property Records

Riverside County property record for 20249 Crested Finch Ct, Wildomar, CA 92595

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 3,588 sqft · built 2007
Lot Size	1.45 acres (63,162 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,030 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`382-440-013`

Property Details

APN / Parcel Number

Primary APN	`382-440-013`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,588 sqft Living Area
Gross Area	4,391 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2008
Construction Type	Wood
Roof Material	Tile
Lot Area	63,162 sqft
Garage Type	Attached
Garage Area	678 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	20249 CRESTED FINCH CT
City	WILDOMAR
State	CA
Zip	92595-6922
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	1.45 ACRES M/L IN LOT 41 MB 403/070 TR 29513
Legal Subdivision	WOODMOOR
Legal Tract	29513
Legal Lot Number	41
Jurisdiction	RIVERSIDE CA
Township / Civil Division	ELSINORE VALLEY
Census Block Group	1
Census Block	1052
Census Tract	46401

Owner

20249 Crested Finch Ct is owned and occupied by two individuals who acquired it in April 2015.

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	20249 CRESTED FINCH CT, WILDOMAR, CA 92595-6922
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2022	Deed of Trust, Mortgage · Line of Credit SAN DIEGO COUNTY CU
May 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Mar 17, 2017	Deed of Trust, Mortgage · FHA Mortgage SOVEREIGN LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2015
Deed Sale	Apr 24, 2015
Prior Sale	Feb 13, 2009 · Amount on File
Deed Document Number	2015168156
Prior Transfer Date	Sep 5, 2009
Prior Transfer Doc	0000476384
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	20249 CRESTED FINCH CT, WILDOMAR, CA 92595-6922
Transaction Type	Mortgage
Record Updated	Sep 2, 2022
Title Company	FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20249 CRESTED FINCH CT, WILDOMAR, CA 92595-6922

Mortgage

Document Number	0000368495
Date	Aug 23, 2022
Instrument	2022-0368495

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92196

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Aug 31, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	20249 CRESTED FINCH CT, WILDOMAR, CA 92595-6922
Document Number	0000239676
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jun 22, 2020
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	CRESTED FINCH CT WILDOMAR CA 92595, WILDOMAR, CA 92595

Mortgage

Document Number	0000239676
Date	Jun 5, 2020
Instrument	239676

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 4, 2050

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	20249 CRESTED FINCH CT, WILDOMAR, CA 92595-6922
Document Number	0000116074
Instrument Date	Mar 17, 2017
Transaction Type	Mortgage
Record Updated	Mar 30, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	20249 CRESTED FINCH CT FONTANA CA 92335, FONTANA, CA 92335

Mortgage

Document Number	0000116074
Date	Mar 23, 2017
Instrument	116074

Lender

Name	SOVEREIGN LNDG
Address	COSTA MESA, CA 92626

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 22, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 20249 Crested Finch Ct was $6,030 with a homeowner's exemption.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Wildomar City
Unified School District	Lake Elsinore Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$362,367 (+2%) Land $105,276 Building $257,091
2025	$6,030.00 Homeowner's exemption	$355,262 Land $103,212 Building $252,050
2023	$5,936.00 (+2.88%) Homeowner's exemption	$341,468 Land $99,205 Building $242,263
2022	$5,770.00
2021			$555,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20249 Crested Finch Ct in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1980–2022)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Sep 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20249 Crested Finch Ct is extreme, ranking above 96% of the US, with a 3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 96% of the US · above 84% of California
Wildfire Likelihood	3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELSINORE VALLEY MWD serves 169,455 people · EPA ID CA3310012
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Accel Wireless, San Diego Broadband.

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