20249 246th St, Manchester, IA 52057 Property Records

Delaware County property record for 20249 246th St, Manchester, IA 52057

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,180 sqft · built 1966
Lot Size	0.734 acres (31,981 sqft)
Owner	2 Individual Names on File
Last Sale	$515,000 (Dec 2017)
Tax Bill	$8,512 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`250140104500`

Property Details

APN / Parcel Number

Primary APN	`250140104500`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,180 sqft Living Area
1st Floor Area	1,344 sqft
Basement Area	672 sqft
Finished Basement	350 sqft
Unfinished Basement	322 sqft
Game Room	Game Room
Sunroom	Sunroom
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	31,981 sqft (0.734 acres)
Lot Dimensions	181 ft deep x 202 ft wide
Porch	Porch
Porch Area	540 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	20249 246TH ST
City	MANCHESTER
State	IA
Zip	52057-8617
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLIES 2ND LOTS 55 & 56 PT SECS 14 & 15
Legal Range	05W
Legal Township	88N
Legal Section	14
Legal Subdivision	WILLIE'S 2ND SUBDIV
Legal Lot Number	55,56
Jurisdiction	DELAWARE IA
Township / Civil Division	MILO
Census Block Group	3
Census Block	3070
Census Tract	950400

Owner

20249 246th St is owned by two individuals who bought it in December 2017.

Source: Delaware County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	607 PARK DR, MONTICELLO, IA 52310-1318
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS STATE BANK
	Deed of Trust, Mortgage
Dec 8, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2017 · Amount on File
Deed Sale	Dec 8, 2017 · Amount on File
Deed Document Number	20173340
Deed Book / Page	2017 / 3340
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE IA
Property Address	20249 246TH ST, MANCHESTER, IA 52057-8617
Transaction Type	Mortgage
Record Updated	Aug 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/4477
Date	Dec 4, 2020
Book Page	2020/4477
Instrument	2020 4477

Lender

Name	CITIZENS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE IA
Property Address	20249 246TH ST, MANCHESTER, IA 52057-8617
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE IA
Recording Date	Dec 8, 2017
Property Address	20249 246TH ST, MANCHESTER, IA 52057-8617
Document Number	2017/3340
Book / Page	2017 / 3340
Instrument Date	Dec 1, 2017
Instrument	2017 3340
Transaction Type	Transfer
Record Updated	Oct 14, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20249 246TH ST, MANCHESTER, IA 52057-8617

Tax Assessment & Valuation

The 2025 property tax bill for 20249 246th St was $8,512, up 5.9% from the year before.

Source: Delaware County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Delaware County
Unified School District	Maquoketa Valley Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$584,800 (-0.85%) Land $169,000 Building $415,800	$584,800 (-0.85%) Land $169,000 Building $415,800
2025	$8,512.00 (+5.95%)	$589,800 Land $169,000 Building $420,800	$589,800 Land $169,000 Building $420,800
2024	$8,034.00
2023		$523,000 (+48.28%) Land $169,000 Building $354,000	$523,000 Land $169,000 Building $354,000
2022	$6,314.00	$352,700 Land $126,700 Building $226,000
2021			$352,700 Land $126,700 Building $226,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20249 246th St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 7, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2016)
Most Recent Claim	Sep 2016 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20249 246th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	100 / 20

May also be available: Comelec Internet Services, Maquoketa Valley Electric Cooperative, Nextlink, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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