20248 Bowden Ln, Smithfield, VA 23430 Property Records

Isle Of Wight County property record for 20248 Bowden Ln, Smithfield, VA 23430

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,066 sqft · built 1998
Lot Size1 acres (43,560 sqft)
OwnerCompany Name on Record
Tax Bill$1,210 (2026)
Flood ZoneZone X (minimal risk)
APN23-01-036

Property Details

APN / Parcel Number

Primary APN23-01-036
Alternative APNs
  • 4500299000
  • 5724

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,066 sqft Living Area
1st Floor Area1,066 sqft

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialOther
Foundation TypeRaised
Roof TypeGable
Roof MaterialMetal
Lot Area43,560 sqft (1 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelOil

Location & Zoning

Street Address20248 BOWDEN LN
CitySMITHFIELD
StateVA
Zip23430-2231
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRAC
Legal DescriptionADJ JAMES DAVIS EST PLAT IN#980006354
Legal SubdivisionTIMOTHY BOWDEN
JurisdictionISLE OF WIGHT VA
Township / Civil DivisionNEWPORT
Census Block Group3
Census Block3009
Census Tract280104

Owner

Source: Isle Of Wight County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address412 LANE CRES, SMITHFIELD, VA 23430-1654
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 17, 2005
Deed SaleMar 17, 2005
Prior SaleDec 7, 1998
Deed Document Number20051817
Last Transfer DateApr 6, 2021
Transfer Doc0000003023
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Isle Of Wight County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyIsle Of Wight County
Unified School DistrictIsle of Wight County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,210.00 (+4.49%)$149,500 (-) Land $35,000 Building $114,500$149,500 (-) Land $35,000 Building $114,500
2025$1,158.00$149,500 (-) Land $35,000 Building $114,500$149,500 (-) Land $35,000 Building $114,500
2023$149,500 Land $35,000 Building $114,500$149,500 Land $35,000 Building $114,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 27 policies
Nearby Flood Policies27 in force
Nearby Flood Claims7 (1999–2009)
Claims Outside the SFHA6 of 7
Most Recent ClaimNov 2009 · Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east
Claims by Event
  • Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 2 claims
  • Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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