2024 Windward Pt, Discovery Bay, CA 94505 Property Records

Contra Costa County property record for 2024 Windward Pt, Discovery Bay, CA 94505

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,545 sqft · built 1991
Lot Size	0.165 acres (7,200 sqft)
Owner	2 Individual Names on File
Last Sale	$750,000 (Jan 2018)
Tax Bill	$11,052 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`008-190-010-2`

Property Details

APN / Parcel Number

Primary APN	`008-190-010-2`
Alternative APN	`008-190-010`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,545 sqft Living Area
1st Floor Area	2,545 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	7,200 sqft (0.165 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	516 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2024 WINDWARD PT
City	DISCOVERY BAY
State	CA
Zip	94505-9513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P1
Legal Description	T6988 L38
Legal Subdivision	SUBDIVISION 6988
Legal Tract	6988
Legal Lot Number	38
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	1
Census Block	1008
Census Tract	304004

Owner

2024 Windward Pt is owned and occupied by two individuals who bought it in January 2018.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2024 WINDWARD PT, DISCOVERY BAY, CA 94505-9513
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2026	Deed of Trust, Mortgage · Line of Credit STAR ONE CU
Jul 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage STAR ONE CU
Jan 31, 2018	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2018 · Amount on File
Deed Sale	Jan 31, 2018 · Amount on File
Prior Sale	Dec 28, 2012 · Amount on File
Deed Document Number	201815449
Prior Transfer Date	Feb 2, 2006
Prior Transfer Doc	0000042366
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2024 WINDWARD PT, DISCOVERY BAY, CA 94505-9513
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2024 WINDWARD PT, DISCOVERY BAY, CA 94505-9513

Mortgage

Document Number	0000013573
Date	Feb 11, 2026
Instrument	2026- 013573

Lender

Name	STAR ONE CU
Type	Credit Union
Address	PO BOX 3643, SUNNYVALE, CA 94088

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	302 Months
Due	Apr 18, 2051

Interest

Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2024 WINDWARD PT, DISCOVERY BAY, CA 94505-9513
Document Number	0000154952
Instrument Date	Jul 20, 2020
Transaction Type	Mortgage
Record Updated	Aug 11, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	75 E CENTRAL AVE #A MORGAN HILL CA 950373683, A, MORGAN HILL, CA 95037-3683

Mortgage

Document Number	0000154952
Date	Jul 28, 2020
Instrument	154952

Lender

Name	STAR ONE CU
Type	Credit Union
Address	SUNNYVALE, CA 94088

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 27, 2050

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 31, 2018
Property Address	2024 WINDWARD PT, DISCOVERY BAY, CA 94505-9513
Document Number	0000015449
Map Reference	MB 14412 PG 73
Instrument Date	Jan 9, 2018
Instrument	2018-015449
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE SIMPLIFILE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2024 WINDWARD PT, DISCOVERY BAY, CA 94505-9513

Mortgage

Document Number	0000015450
Date	Jan 31, 2018
Instrument	2018-015450

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	362 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2024 Windward Pt was $11,052 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Elementary School District	Byron Union Elementary School District (KG - 08)
Secondary School District	Liberty Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$870,435 (+2%) Land $371,386 Building $499,049
2025	$11,052.00 Homeowner's exemption	$853,368 Land $364,104 Building $489,264
2023	$10,385.00 (+1.58%) Homeowner's exemption	$820,232 Land $349,966 Building $470,266
2022	$10,223.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2024 Windward Pt in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (1995)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2024 Windward Pt is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DISCOVERY BAY serves 16,790 people · EPA ID CA0710009
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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