2024 Jone's Pass, Overgaard, AZ 85933 Property Records

Navajo County property record for 2024 Jone's Pass, Overgaard, AZ 85933

Property Summary

Property Type	Single Family Home
Details	2,678 sqft · built 1991
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$760,000 (Jun 2026)
Tax Bill	$3,438 (2025)
Deeds & Mortgages	Jun 2026 Sale Aug 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`206-35-050C`

Property Details

APN / Parcel Number

Primary APN	`206-35-050C`

Interior

Stories	2 Stories
Building Area	2,678 sqft Living Area
Gross Area	3,462 sqft
1st Floor Area	2,678 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	43,560 sqft
Garage Type	Attached
Garage Area	784 sqft
Deck Area	Deck Area
Patio Area	636 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	2024 JONES PASS
City	OVERGAARD
State	AZ
Zip	85933-5215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-1
Legal Description	SECTION 31,T12N,R17E: BEG NW COR NE4 NW4 SEC 31; TH S89DEG57'59 E179.3';TH S0DEG13'30 E 242.98'; TH N89DEG58'15 W 179.3';TH N0DEG13'30 W 243'TPOB
Legal Range	17E
Legal Township	12N
Legal Section	31
Legal Subdivision	HOMESTEAD UNIT TWO AT TORREON
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	2
Census Block	2031
Census Tract	964201

Owner

Source: Navajo County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5586 W CORTARO CROSSING DR, TUCSON, AZ 85742-8110
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Warranty Deed, Transfer PIONEER TITLE COMPANY, PIONEER TITLE AGENCY
Aug 14, 2023	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Apr 25, 2022	Warranty Deed, Transfer · Conventional Mortgage LENDSURE MORTGAGE CORP
Jun 29, 2017	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2026 · Amount on Record
Deed Sale	Jun 15, 2026 · Amount on Record
Prior Sale	Apr 25, 2022 · Amount on Record
Deed Document Number	20268727
Prior Transfer Date	Mar 2, 2022
Prior Transfer Doc	0000008338
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Jun 15, 2026
Property Address	2024 JONES PASS, OVERGAARD, AZ 85933-5215
Document Number	0000008727
Instrument Date	Jun 2, 2026
Instrument	20268727
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5586 W CORTARO CROSSING DR, TUCSON, AZ 85742-8110

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	2024 JONES PASS, OVERGAARD, AZ 85933-5215
Transaction Type	Mortgage
Record Updated	Aug 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010963
Date	Aug 14, 2023
Instrument	2023-10963

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 13, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Apr 25, 2022
Property Address	2024 JONES PASS, OVERGAARD, AZ 85933-5215
Document Number	0000008339
Instrument Date	Mar 2, 2022
Instrument	2022-08339
Transaction Type	Transfer
Record Updated	May 4, 2022
Title Company	MAGNUS TITLE AGENCY, MAGNUS TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15641 N CABRILLO DR, 15641, FOUNTAIN HILLS, AZ 85268-1616

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2024 JONES PASS, OVERGAARD, AZ 85933-5215

Mortgage

Document Number	0000008340
Date	Apr 25, 2022
Instrument	2022-08340

Lender

Name	LENDSURE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Jun 29, 2017
Property Address	2024 JONES PASS, OVERGAARD, AZ 85933-5215
Document Number	0000009575
Instrument Date	May 31, 2017
Instrument	9575
Transaction Type	Transfer
Record Updated	Aug 23, 2018
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$382.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	16507 E EMERALD DR FOUNTAIN HILLS AZ 852685409, FOUNTAIN HILLS, AZ 85268-5409

Mortgage

Document Number	9576
Date	Jun 29, 2017
Instrument	9576

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2047

Tax Assessment & Valuation

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Unified School District	Heber-Overgaard Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$645,229 (+4.28%) Land $52,000 Building $593,229
2026			$618,720 (+9.08%) Land $46,500 Building $572,220
2025	$3,438.00 (+1.6%)	$56,720 Land $4,450 Building $52,270	$567,196 Land $44,500 Building $522,696
2024	$3,384.00 (+2.58%)
2023	$3,299.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 93% of the US · above 90% of Arizona
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARIZONA WATER CO - OVERGAARD private · serves 13,797 people · EPA ID AZ0409004
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fixed Wireless	1,000 / 500
Starlink Satellite	280 / 30

May also be available: Frontier, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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