2024 Gibson Ct, Tracy, CA 95376 Property Records

San Joaquin County property record for 2024 Gibson Ct, Tracy, CA 95376

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 2,612 sqft · built 2013
Lot Size0.144 acres (6,284 sqft)
Owner2 Individual Names on Record
Last Sale$517,500 (Dec 2013)
Tax Bill$7,881 (2026)
Deeds & MortgagesMar 2026 Line of Credit
Sep 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN242-390-360-000

Property Details

APN / Parcel Number

Primary APN242-390-360-000
Alternative APN
  • 242-390-36

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,612 sqft Living Area

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Architectural StyleCustom Design
Construction TypeWood
Lot Area6,284 sqft (0.144 acres)
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number242-390-36
Street Address2024 GIBSON CT
CityTRACY
StateCA
Zip95376-6731
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description14-FM PT OF 242-390-28 MUIRFIELD UNIT NO 7 PHASE 3
Legal SubdivisionMUIRFIELD PH 3 UN #7
Legal Block3
Legal Lot Number153
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group3
Census Block3006
Census Tract5216

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2024 GIBSON CT, TRACY, CA 95376-6731
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 24, 2026Deed of Trust, Mortgage · Line of Credit
USALLIANCE FCU
Sep 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
ARK-LA-TEX FINANCIAL SERVICES LLC
Sep 22, 2021Intrafamily Transfer, Transfer
OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Oct 5, 2020Deed of Trust, Mortgage · Conventional Mortgage
ELEVEN MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 11, 2013 · Amount on Record
Deed SaleDec 11, 2013 · Amount on Record
Deed Document Number2013152411
Last Transfer DateSep 17, 2021
Transfer Doc0000159532
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address2024 GIBSON CT, TRACY, CA 95376-6731
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2024 GIBSON CT, TRACY, CA 95376-6731

Mortgage

Document Number0000026332
DateMar 24, 2026
Instrument2026-026332
Lender
NameUSALLIANCE FCU
TypeCredit Union
AddressRYE, NY 10580
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 23, 2056
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address2024 GIBSON CT, TRACY, CA 95376-6731
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address2024 GIBSON CT, TRACY, CA 95376-6731

Mortgage

Document Number0000159531
DateSep 22, 2021
Instrument2021-159531
Lender
NameARK-LA-TEX FINANCIAL SERVICES LLC
TypeMortgage Company
AddressPLANO, TX 75024
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN JOAQUIN CA
Recording DateSep 22, 2021
Property Address2024 GIBSON CT, TRACY, CA 95376-6731
Document Number0000159532
Map ReferenceMB 41 PG 93
Instrument DateSep 17, 2021
Instrument2021-159532
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2024 GIBSON CT, TRACY, CA 95376-6731

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address2024 GIBSON CT, TRACY, CA 95376-6731
Document Number0000135235
Instrument DateOct 5, 2020
Transaction TypeMortgage
Record UpdatedOct 30, 2020
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2024 GIBSON CT TRACY CA 953766731, TRACY, CA 95376-6731

Mortgage

Document Number0000135235
DateOct 9, 2020
Instrument135235
Lender
NameELEVEN MTG
AddressPLANO, TX 75024
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 8, 2050

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Unified School DistrictTracy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,881.00 (+0.03%)
2025$7,879.00 (+10.03%) Homeowner's exemption$665,079 (+9.16%) Land $158,131 Building $506,948
2023$7,161.00 (+6.94%) Homeowner's exemption$609,255 Land $151,992 Building $457,263$858,960
2022$6,696.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TRACY
serves 98,215 people · EPA ID CA3910011
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 642 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Matrix Broadband
Fixed Wireless
600 / 120
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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