Payne County property record for 2024 E 3rd Ave, Stillwater, OK 74074
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,083 sqft · built 1974 |
| Lot Size | 0.303 acres (13,233 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,359 (2025) |
| Deeds & Mortgages | Jun 2019 Mortgage Nov 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 19N02E-13-2-SN202-002-0022 |
| Primary APN | 19N02E-13-2-SN202-002-0022 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 2,083 sqft Living Area |
| 1st Floor Area | 2,083 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Aluminum Siding |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,233 sqft (0.303 acres) |
| Lot Dimensions | 140 ft deep x 104 ft wide |
| Garage Type | Attached |
| Garage Area | 525 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 72 sqft |
| Deck Area | 98 sqft |
| Patio Area | 98 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Canopy | 196 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 18629 |
|---|---|
| Street Address | 2024 E 3RD AVE |
| City | STILLWATER |
| State | OK |
| Zip | 74074-3916 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NEFF ADD 2ND SEC BLK 2 LOT 22 LESS W-10' |
| Legal Range | 02E |
| Legal Township | 19N |
| Legal Section | 13 |
| Legal Subdivision | NEFF ADD 2ND SEC |
| Legal Block | 2 |
| Legal Lot Number | 22 |
| Jurisdiction | PAYNE OK |
| Township / Civil Division | STILLWATER |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 10600 |
Source: Payne County records · APN 19N02E-13-2-SN202-002-0022
Assessment roll updated February 6, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2024 E 3RD AVE, STILLWATER, OK 74074-3916 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 24, 2019 | Deed of Trust, Mortgage · ARM UNIVERSITY & COMMUNITY FCU |
| Nov 03, 2020 | Loan Modification, Mortgage · Conventional with PMI UNIVERSITY & CMNTY FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 28, 2005 |
| Deed Sale | Feb 28, 2005 |
| Deed Document Number | 20052446 |
| Deed Book / Page | 1552 / 467 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAYNE OK |
| Property Address | 2024 E 3RD AVE, STILLWATER, OK 74074-3916 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0025130291 |
|---|---|
| Date | Jun 24, 2019 |
| Book Page | 2513/0291 |
| Instrument | 2019-006222 |
| Name | UNIVERSITY & COMMUNITY FCU |
|---|---|
| Type | Credit Union |
| Address | STILLWATER, OK 74076 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 17, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.64% |
| Type Change Date | Jun 01, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 9.64% |
| Index | 1-Year LIBOR |
| Margin | 5 |
| Max Rate | 12.6% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | PAYNE OK |
| Property Address | 2024 E 3RD AVE, STILLWATER, OK 74074-3916 |
| Document Number | 0025960468 |
| Instrument Date | Nov 03, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 03, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2024 E 3RD AVE STILLWATER OK 740743916, STILLWATER, OK 74074-3916 |
| Document Number | 0025960468 |
|---|---|
| Date | Nov 09, 2020 |
| Book Page | 002596/000468 |
| Instrument | 12494 |
| Name | UNIVERSITY & CMNTY FCU |
|---|---|
| Type | Credit Union |
| Address | STILLWATER, OK 74075 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 08, 2050 |
| Rate | 7.64% |
|---|
Source: Payne County records · Assessment roll updated February 6, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Payne County |
| Municipality | Stillwater City |
| Unified School District | Stillwater Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,359.00 (+4.57%) | $22,185 (-) Land $2,067 Building $20,118 | |
| 2024 | $2,256.00 (+5.22%) | $22,185 (+5%) Land $2,067 Building $20,118 | $214,580 (+4.35%) Land $20,000 Building $194,580 |
| 2023 | $2,144.00 (+5.25%) | $21,128 (+5%) Land $2,054 Building $19,074 | $205,630 (+9.86%) Land $20,000 Building $185,630 |
| 2022 | $2,037.00 | $20,122 Land $2,150 Building $17,972 | $187,180 Land $20,000 Building $167,180 |
Source: FEMA National Flood Hazard Layer as of January 22, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Moderate above 51% of the US · lower than 85% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Clarity Telecom Fiber | 5,000 / 5,000 |
| Optimum Communications Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 383 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | STILLWATER UTILITIES AUTHORITY serves 53,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · Feb 2023 Turbidity resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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