20239 Ocean Key Dr, Boca Raton, FL 33498 Property Records

Palm Beach County property record for 20239 Ocean Key Dr, Boca Raton, FL 33498

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,749 sqft · built 1995
Lot Size	0.22 acres (9,579 sqft)
Last Sale	$520,000 (Feb 2020)
Tax Bill	$8,384 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00-41-47-11-05-014-0030`

Property Details

APN / Parcel Number

Primary APN	`00-41-47-11-05-014-0030`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,749 sqft Living Area
Gross Area	3,616 sqft
1st Floor Area	2,749 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1998
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	9,579 sqft (0.22 acres)
Lot Dimensions	104 ft deep x 92 ft wide
Garage Type	Attached
Garage Area	420 sqft

Exterior Amenities

Pool Area	82 sqft
Porch	Slab
Porch Area	447 sqft
Patio Area	462 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	20239 OCEAN KEY DR
City	BOCA RATON
State	FL
Zip	33498-4532
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RTS
Legal Description	BOCA ISLES SOUTH PH 5E LT 3 BLK 14
Legal Range	41E
Legal Township	47S
Legal Section	11
Legal Subdivision	BOCA ISLES SOUTH PH 5E
Legal Phase	3
Legal Block	14
Legal Lot Number	3
Jurisdiction	PALM BEACH FL
Township / Civil Division	SUNSHINE PARKWAY
Census Block Group	2
Census Block	2003
Census Tract	7730

Owner

The current owner of 20239 Ocean Key Dr bought it in February 2020.

Source: Palm Beach County records, as of September 24, 2026

Mailing Address	CONFIDENTIAL RECORD
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage ADVISORS MORTGAGE GROUP LLC
Feb 25, 2020	Warranty Deed, Transfer · Conventional Mortgage NP INC

Assessor's Deed Record

Last Sale	Feb 25, 2020 · Amount on File
Deed Sale	Feb 25, 2020 · Amount on File
Prior Sale	Jan 31, 2012 · Amount on File
Deed Document Number	202072813
Deed Book / Page	31248 / 706
Prior Transfer Date	Apr 8, 2002
Prior Transfer Doc	0000198040
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	20239 OCEAN KEY DR, BOCA RATON, FL 33498-4532
Transaction Type	Mortgage
Record Updated	Aug 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20239 OCEAN KEY DR, BOCA RATON, FL 33498-4532

Mortgage

Document Number	0326630736
Date	Jul 8, 2021
Book Page	32663/736
Instrument	20210315998

Lender

Name	ADVISORS MORTGAGE GROUP LLC
Type	Mortgage Company
Address	ASBURY PARK, NJ 07712

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Feb 25, 2020
Property Address	20239 OCEAN KEY DR, BOCA RATON, FL 33498-4532
Document Number	0312480706
Book / Page	31248 / 706
Map Reference	MB 75 PG 18
Instrument Date	Feb 21, 2020
Instrument	20200072813
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,640.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7194 PROMENADE DR APT 201, 7194, BOCA RATON, FL 33433-6914

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20239 OCEAN KEY DR, BOCA RATON, FL 33498-4532

Mortgage

Document Number	0312480708
Date	Feb 25, 2020
Instrument	31248/0708

Lender

Name	NP INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 20239 Ocean Key Dr was $8,384 with a homeowner's exemption.

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,384.00 Homeowner's exemption	$527,832	$739,584 Land $275,000 Building $464,584
2023	$7,949.00 (+0.76%) Homeowner's exemption	$498,016 (+3%)	$753,707 (+12.54%) Land $273,000 Building $480,707
2022	$7,889.00 Homeowner's exemption	$483,511	$669,751 Land $249,189 Building $420,562

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20239 Ocean Key Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 110 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	110 in force
Nearby Flood Claims	8 (1999–2013)
Claims Outside the SFHA	8 of 8
Most Recent Claim	May 2013 · other causes
Claims by Event	Hurricane Wilma, Oct 2005 · 3 claims Hurricane Irene, Oct 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20239 Ocean Key Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

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