20238 Bronze St, Bend, OR 97703 Property Records

Deschutes County property record for 20238 Bronze St, Bend, OR 97703

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,131 sqft · built 2015
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$806,000 (Apr 2021)
Tax Bill	$5,210 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`171220 AB 00304`

Property Details

APN / Parcel Number

Primary APN	`171220 AB 00304`
Alternative APN	`269555`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,131 sqft Living Area
1st Floor Area	2,131 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Mixed
Garage Area	538 sqft

Location & Zoning

Account Number	269555
Street Address	20238 BRONZE ST
City	BEND
State	OR
Zip	97703-7148
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:3 SUBD:VERANDA GLEN PHASE 2 SEC/TWN/RNG/MER:SEC 20 TWN 17 RNG 12 MAP REF:171220-AB
Legal Range	12
Legal Township	17
Legal Section	20
Legal Quarter	NE
Quarter-Quarter Section	NW
Legal Subdivision	VERANDA GLEN PHASE 2
Legal Lot Number	3
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	2
Census Block	2029
Census Tract	1102

Owner

20238 Bronze St is owned and occupied by an individual who bought it in April 2021.

Source: Deschutes County records, as of January 12, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	20238 BRONZE ST, BEND, OR 97703-7148
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2021	Warranty Deed, Transfer · Conventional Mortgage ONPOINT COMMUNITY CU
Apr 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Jan 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2021 · Amount on File
Deed Sale	Apr 15, 2021 · Amount on File
Prior Sale	Aug 14, 2015 · Amount on File
Deed Document Number	2021-23642
Record Updated	Jun 8, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Apr 15, 2021
Property Address	20238 BRONZE ST, BEND, OR 97703-7148
Document Number	0000023642
Map Reference	CAB H PG 1112
Instrument Date	Apr 12, 2021
Instrument	2021-23642
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	DESCHUTES COUNTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1105 NW CUMBERLAND AVE, BEND, OR 97703-3112

Mortgage

Document Number	0000023643
Date	Apr 15, 2021
Instrument	2021-23643

Lender

Name	ONPOINT COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20238 BRONZE ST, BEND, OR 97703-7148
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018193
Date	Apr 23, 2020
Instrument	2020-18193

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20238 BRONZE ST, BEND, OR 97703-7148
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003351
Date	Jan 19, 2021
Instrument	2021-03351

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 20238 Bronze St was $5,210, up 3.9% from the year before.

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,210.00 (+3.93%)	$308,410 (+3%)	$795,090 (+2.05%) Land $250,000 Building $545,090
2024	$5,013.00 (+7.88%)	$299,430 (+3%)	$779,140 (-1.99%) Land $241,000 Building $538,140
2023	$4,647.00	$290,710	$794,950 Land $241,000 Building $553,950

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20238 Bronze St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20238 Bronze St is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Oregon
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: Fatbeam, Lightspeed Networks.

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