20237 Ottawa Rd, Apple Valley, CA 92308 Property Records

San Bernardino County property record for 20237 Ottawa Rd, Apple Valley, CA 92308

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,294 sqft · built 1986
Lot Size	0.649 acres (28,275 sqft)
Owner	2 Individual Names on File
Last Sale	$389,000 (Mar 2019)
Tax Bill	$5,025 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Dec 2019 Mortgage + 2 more
Flood Zone	Zone D (undetermined)
APN	`3087-102-10-0000`

Property Details

APN / Parcel Number

Primary APN	`3087-102-10-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,294 sqft Living Area
Gross Area	2,756 sqft
1st Floor Area	2,294 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	28,275 sqft (0.649 acres)
Lot Dimensions	195 ft deep x 145 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Heated Pool
Porch	Patio/Porch
Porch Area	413 sqft
Patio Area	413 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	20237 OTTAWA RD
City	APPLE VALLEY
State	CA
Zip	92308-4404
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 5486 LOT 381 TRACT NO 5486 EX 50 PERCENT MIN RTS WITHOUT S E LOT 381
Legal Subdivision	TRACT NO 5486
Legal Tract	5486
Legal Block	1
Legal Lot Number	381
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	1
Census Block	1031
Census Tract	9724

Owner

20237 Ottawa Rd is owned and occupied by two individuals who acquired it in April 2019.

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	20237 OTTAWA RD, APPLE VALLEY, CA 92308-4404
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2021	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Dec 6, 2019	Deed of Trust, Mortgage · VA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Apr 22, 2019	Quit Claim Deed, Transfer OTHER
Mar 22, 2019	Grant Deed, Transfer · VA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2019 · Amount on File
Deed Sale	Mar 22, 2019 · Amount on File
Prior Sale	Apr 3, 2003 · Amount on File
Deed Document Number	201989237
Last Transfer Date	Apr 20, 2019
Transfer Doc	0000123938
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	20237 OTTAWA RD, APPLE VALLEY, CA 92308-4404
Transaction Type	Mortgage
Record Updated	Dec 7, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20237 OTTAWA RD, APPLE VALLEY, CA 92308-4404

Mortgage

Document Number	0000521859
Date	Nov 18, 2021
Instrument	2021-0521859

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	DALLAS, TX 75234

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	338 Months
Due	Jan 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	20237 OTTAWA RD, APPLE VALLEY, CA 92308-4404
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE IE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000451657
Date	Dec 6, 2019
Instrument	2019-0451657

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Jan 1, 2049

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 22, 2019
Property Address	20237 OTTAWA RD, APPLE VALLEY, CA 92308-4404
Document Number	0000123938
Instrument Date	Apr 20, 2019
Instrument	123938
Transaction Type	Transfer
Record Updated	May 3, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	20237 OTTAWA RD APPLE VALLEY CA 923084404, APPLE VALLEY, CA 92308-4404

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Mar 22, 2019
Property Address	20237 OTTAWA RD, APPLE VALLEY, CA 92308-4404
Document Number	0000089237
Map Reference	MB 65 PG 42-47
Instrument Date	Mar 18, 2019
Instrument	2019-0089237
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20237 OTTAWA RD, APPLE VALLEY, CA 92308-4404

Mortgage

Document Number	0000089238
Date	Mar 22, 2019
Instrument	2019-0089238

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 20237 Ottawa Rd was $5,025.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Apple Valley Town
County	San Bernardino County
Unified School District	Apple Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$442,617 (+2%) Land $88,524 Building $354,093
2025	$5,025.00	$433,938 Land $86,788 Building $347,150
2023	$4,839.00 (+1.51%)	$417,088 Land $83,418 Building $333,670
2022	$4,767.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 20237 Ottawa Rd in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20237 Ottawa Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY UTILITIES (AV RANCHOS) CORP. private · serves 63,381 people · EPA ID CA3610003
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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