20233 89th Rd, O Brien, FL 32071 Property Records

Suwannee County property record for 20233 89th Rd, O Brien, FL 32071

Property Summary

Property Type	Mobile Home
Details	1 ba · 2,280 sqft · built 2020
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,134 (2024)
Deeds & Mortgages	Apr 2022 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-05S-14E-03320-020090`

Property Details

APN / Parcel Number

Primary APN	`05-05S-14E-03320-020090`
Alternative APN	`03320020090`

Interior

Full Baths	1 Bath
Building Area	2,280 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2021
Lot Area	174,240 sqft (4 acres)
Porch	Finished/Screened Porch
Fence	Fence

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	03320020090
Street Address	20233 89TH RD
City	O BRIEN
State	FL
Zip	32071-3129
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LEG 4.00 ACRES LOT 9 UNIT 2 PINE RIDGE FARMS ORB 2172 P 341 QCD YR 2020
Legal Range	14E
Legal Township	05S
Legal Section	05
Legal Subdivision	PINE RDG FARMS
Legal Lot Number	9
Legal Unit	2
Jurisdiction	SUWANNEE FL
Township / Civil Division	BRANFORD
Census Block Group	1
Census Block	1005
Census Tract	970601

Owner

Source: Suwannee County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20233 89TH RD, O BRIEN, FL 32071-3129
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage NATIONS LENDING CORP
Apr 20, 2020	Deed of Trust, Mortgage TWENTYFIRST MTG
Feb 27, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Prior Sale	Aug 8, 2014 · Amount on Record
Last Transfer Date	Feb 27, 2020
Transfer Doc	0000223902
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUWANNEE FL
Property Address	20233 89TH RD, O BRIEN, FL 32071-3129
Transaction Type	Mortgage
Record Updated	May 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20233 89TH RD, O BRIEN, FL 32071-3129

Mortgage

Document Number	0000252007
Date	Apr 29, 2022
Book Page	2354/62
Instrument	2022252007

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUWANNEE FL
Property Address	20233 89TH RD, O BRIEN, FL 32071-3129
Document Number	0000225528
Instrument Date	Apr 20, 2020
Transaction Type	Mortgage
Record Updated	Jun 3, 2020
Title Company	ABSTRACT AND TITLE SERVICES, ABSTRACT & TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	89TH RD O BRIEN FL 32071, O BRIEN, FL 32071

Mortgage

Document Number	0000225528
Date	Apr 22, 2020
Book Page	002182/000287
Instrument	225528

Lender

Name	TWENTYFIRST MTG
Type	Mortgage Company
Address	KNOXVILLE, TN 37902

Agreement

Amount	Amount Recorded
Term	276 Months
Due	Apr 21, 2043

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUWANNEE FL
Recording Date	Feb 27, 2020
Property Address	20233 89TH RD, O BRIEN, FL 32071-3129
Document Number	0000223902
Book / Page	002172 / 000341
Instrument Date	Feb 27, 2020
Instrument	223902
Transaction Type	Transfer
Record Updated	May 4, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$50.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	419 EVELYN AVE LIVE OAK FL 32060, LIVE OAK, FL 32060

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Suwannee County
Unified School District	Suwannee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$106,561 (+16.9%)	$158,914 (+60.98%) Land $20,000 Building $138,914
2024	$1,134.00 (+3.09%)
2023	$1,100.00 (+3.87%) Homeowner's exemption	$91,155 (+3%)	$98,716 (+11.54%) Land $20,000 Building $78,716
2022	$1,059.00 Homeowner's exemption	$88,500	$88,500 Land $14,800 Building $73,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 63% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rapid Fiber Internet Fiber	2,000 / 2,000
Windstream DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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