20232 Spruce Ave, Newport Beach, CA 92660 Property Records

Orange County property record for 20232 Spruce Ave, Newport Beach, CA 92660

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,476 sqft · built 2008
Lot Size0.186 acres (8,100 sqft)
OwnerCompany Name on Record
Tax Bill$6,666 (2025)
Deeds & MortgagesMay 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN439-034-24

Property Details

APN / Parcel Number

Primary APN439-034-24

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area2,476 sqft Living Area
1st Floor Area2,476 sqft

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Lot Area8,100 sqft (0.186 acres)
Garage Area448 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address20232 SPRUCE AVE
CityNEWPORT BEACH
StateCA
Zip92660-0738
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN TR 1506 BLK LOT 27
Legal SubdivisionTRACT 1506 BAY VIEW HEIGHTS
Legal Tract1506
Legal Lot Number27
JurisdictionORANGE CA
Township / Civil DivisionCENTRAL COAST
Census Block Group2
Census Block2004
Census Tract63101

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address20232 SPRUCE AVE, NEWPORT BEACH, CA 92660-0738
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateSep 4, 2014
Transfer Doc0000363111
Record UpdatedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address20232 SPRUCE AVE, NEWPORT BEACH, CA 92660-0738
Transaction TypeMortgage
Record UpdatedJun 9, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address20232 SPRUCE AVE, NEWPORT BEACH, CA 92660-0738

Mortgage

Document Number0000344156
DateMay 26, 2021
Instrument2021000344156
Lender
NameSCHOOLSFIRST FCU
TypeCredit Union
AddressTUSTIN, CA 92780
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 1, 2036

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalityNewport Beach City
Unified School DistrictNewport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$570,319 (+2%) Land $149,038 Building $421,281
2025$6,666.00 (+2.04%) Homeowner's exemption$559,137 (+4.04%) Land $146,116 Building $413,021
2024$6,533.00 (+2.95%)
2023$6,346.00 (+2.21%) Homeowner's exemption$537,426 Land $140,442 Building $396,984
2022$6,209.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1978)
Most Recent ClaimApr 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF NEWPORT BEACH
serves 69,520 people · EPA ID CA3010023
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2022
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Cox Communications, GeoLinks.

Nearby Properties on Spruce Ave

Nearby Streets

Search Property Records by Address or Parcel Number