20231 Sunset Ranch Dr, Katy, TX 77449 Property Records

Harris County property record for 20231 Sunset Ranch Dr, Katy, TX 77449

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,771 sqft · built 2006
Lot Size	0.127 acres (5,530 sqft)
Owner	2 Individual Names on Record
Last Sale	$159,200 (Jun 2017)
Tax Bill	$3,866 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`126-480-005-0018`

Property Details

APN / Parcel Number

Primary APN	`126-480-005-0018`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,771 sqft Living Area
1st Floor Area	1,771 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick Veneer
Construction Type	Brick
Lot Area	5,530 sqft (0.127 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1264800050018
Street Address	20231 SUNSET RANCH DR
City	KATY
State	TX
Zip	77449-0025
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 18 BLK 5 EAGLE RANCH WEST SEC 3
Legal Subdivision	EAGLE RANCH WEST SEC 3
Legal Block	5
Legal Lot Number	18
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1009
Census Tract	542203

Owner

Source: Harris County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20231 SUNSET RANCH DR, KATY, TX 77449-0025
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Jun 5, 2017	Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2017 · Amount on Record
Deed Sale	Jun 5, 2017 · Amount on Record
Prior Sale	Oct 2, 2006 · Amount on Record
Deed Document Number	2017245792
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	20231 SUNSET RANCH DR, KATY, TX 77449-0025
Document Number	0000369696
Instrument Date	Aug 4, 2020
Transaction Type	Mortgage
Record Updated	Aug 20, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20231 SUNSET RANCH DR KATY TX 774490025, KATY, TX 77449-0025

Mortgage

Document Number	0000369696
Date	Aug 13, 2020
Instrument	369696

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Aug 12, 2047

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Jun 5, 2017
Property Address	20231 SUNSET RANCH DR, KATY, TX 77449-0025
Document Number	0000245792
Instrument Date	Jun 2, 2017
Instrument	245792
Transaction Type	Transfer
Record Updated	Jul 21, 2017
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20231 SUNSET RANCH DR KATY TX 774490025, KATY, TX 77449-0025

Mortgage

Document Number	245793
Date	Jun 5, 2017
Instrument	245793

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 4, 2047

Tax Assessment & Valuation

Source: Harris County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,866.00 (+134.02%) Homeowner's exemption	$271,082 (-3.81%) Land $48,056 Building $223,026	$271,082 (-3.81%) Land $48,056 Building $223,026
2024	$1,652.00 (+20.15%)
2023		$281,815 Land $48,056 Building $233,759	$281,815 Land $48,056 Building $233,759
2022	$1,375.00 (+15.16%)
2020	$1,194.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 118 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	118 in force
Nearby Flood Claims	4 (2021–2024)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jul 2024 · Hurricane Beryl
Claims by Event	Hurricane Beryl, Jul 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 105 serves 14,925 people · EPA ID TX1011227
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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