20231 River Parc Dr, Covington, LA 70433 Property Records

St. Tammany Parish property record for 20231 River Parc Dr, Covington, LA 70433

Property Summary

Property Type	Single Family Home
Details	2,817 sqft · built 2005
Owner	2 Individual Names on Record
Last Sale	$235,832 (Mar 2005)
Tax Bill	$3,765 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Apr 2020 Mortgage
APN	`107-114-7285`

Property Details

APN / Parcel Number

Primary APN	`107-114-7285`
Alternative APN	`28362`

Interior

Building Area	2,817 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	107-114-7285
Street Address	20231 RIVER PARC DR
City	COVINGTON
State	LA
Zip	70433-0505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 26A RIVER PARC ESTATES SUB PH 2 CB 1528 787 INST NO 891082 INST NO 1442418 INST NO 1482721
Legal Subdivision	RIVER PARC ESTATES
Legal Phase	2
Legal Lot Number	26A
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	3
Census Block Group	3
Census Block	3000
Census Tract	40608

Owner

Source: St. Tammany Parish records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20231 RIVER PARC DR, COVINGTON, LA 70433-0505
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2024	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Apr 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2005 · Amount on Record
Deed Sale	Mar 11, 2005 · Amount on Record
Deed Document Number	1482721
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	20231 RIVER PARC DR, COVINGTON, LA 70433-0505
Transaction Type	Mortgage
Record Updated	Apr 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002404315
Date	Mar 22, 2024
Instrument	2404315

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 28, 2054

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	20231 RIVER PARC DR, COVINGTON, LA 70433-0505
Transaction Type	Mortgage
Record Updated	Apr 6, 2023
Title Company	NOT AVAILABLE, CLEAN TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002200561
Date	Apr 1, 2020
Instrument	2200561

Lender

Name	AMERICAN BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,765.00 (-4.17%) Homeowner's exemption	$37,842 (-) Land $3,500 Building $34,342	$378,421 (-) Land $35,000 Building $343,421
2024	$3,929.00 (+30.01%) Homeowner's exemption	$37,842 (+26.48%) Land $3,500 Building $34,342	$378,421 (+26.48%) Land $35,000 Building $343,421
2023	$3,022.00 (+0.6%) Homeowner's exemption	$29,919 (-) Land $3,500 Building $26,419	$299,190 (-) Land $35,000 Building $264,190
2022	$3,004.00 Homeowner's exemption	$29,919 Land $3,500 Building $26,419	$299,190 Land $35,000 Building $264,190

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 102 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	102 in force
Nearby Flood Claims	7 (2005–2024)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Isaac, Aug 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 91% of Louisiana
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

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