20230 Union St, Wildomar, CA 92595 Property Records

Riverside County property record for 20230 Union St, Wildomar, CA 92595

Property Summary

Property Type	Mobile Home
Details	2 bd · 2 ba · 1,792 sqft · built 1980
Lot Size	1.25 acres (54,450 sqft)
Owner	Individual Name on File
Last Sale	$362,000 (Jul 2023)
Tax Bill	$3,945 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`370-380-015`

Property Details

APN / Parcel Number

Primary APN	`370-380-015`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,792 sqft Living Area
Gross Area	2,276 sqft
1st Floor Area	1,792 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1981
Architectural Style	Mobile Home
Exterior Material	Wood
Construction Type	Wood
Roof Material	Gravel
Lot Area	54,450 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	20230 UNION ST
City	WILDOMAR
State	CA
Zip	92595-9237
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RR
Legal Description	1.25 ACRES NET IN PAR 2 PM 126/097 PM 18940
Legal Subdivision	PM 18940
Legal Lot Number	2
Jurisdiction	RIVERSIDE CA
Township / Civil Division	ELSINORE VALLEY
Census Block Group	2
Census Block	2007
Census Tract	46403

Owner

20230 Union St, a mobile home, is owned and occupied by an individual who bought it in July 2023.

Source: Riverside County records, as of July 29, 2026

Owner of Record	Individual Name on File
Mailing Address	20230 UNION ST, WILDOMAR, CA 92595-9237
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jul 26, 2023	Grant Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2023 · Amount on File
Deed Sale	Jul 26, 2023 · Amount on File
Prior Sale	Feb 16, 2012 · Amount on File
Deed Document Number	2023216959
Prior Transfer Date	Jun 12, 2023
Prior Transfer Doc	0000216959
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Recording Date	Apr 15, 2026
Property Address	20230 UNION ST, WILDOMAR, CA 92595-9237
Document Number	0000113344
Instrument Date	Apr 10, 2026
Instrument	2026113344
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20230 UNION ST, WILDOMAR, CA 92595-9237
Investor	Possibly a Property Investor

Mortgage

Document Number	0000113344,
Date	Apr 15, 2026
Instrument	2026113344

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 26, 2023
Property Address	20230 UNION ST, WILDOMAR, CA 92595-9237
Document Number	0000216959
Map Reference	MB 126 PG 97&98
Instrument Date	Jun 12, 2023
Instrument	2023-0216959
Transaction Type	Transfer
Record Updated	Aug 7, 2023
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1851 N GAFFEY ST STE J, J, SAN PEDRO, CA 90731-1258

Mortgage

Document Number	0000216960
Date	Jul 26, 2023
Instrument	2023-0216960

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 20230 Union St was $3,945, up 4.7% from the year before.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Wildomar City
Unified School District	Lake Elsinore Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$376,624 (+2%) Land $168,544 Building $208,080
2025	$3,945.00 (+4.73%)	$369,240 Land $165,240 Building $204,000
2024	$3,767.00 (+107.09%)
2023	$1,819.00 (+1.96%)	$171,419 (+2%) Land $48,285 Building $123,134
2022	$1,784.00	$168,059 Land $47,339 Building $120,720
2021			$330,210

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20230 Union St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20230 Union St is high, ranking above 85% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 64% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELSINORE VALLEY MWD serves 169,455 people · EPA ID CA3310012
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Accel Wireless Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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