20230 N Main St, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 20230 N Main St, Cornelius, NC 28031

Property Summary

Property Type	Multi-Family Dwellings
Details	2.5 ba · 3,445 sqft · built 1950
Lot Size	0.36 acres (15,682 sqft)
Owner	Company Name on File
Last Sale	$665,000 (Apr 2026)
Tax Bill	$3,737 (2025)
Deeds & Mortgages	Jul 2026 Construction Loan Apr 2026 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`007-061-12`

Property Details

APN / Parcel Number

Primary APN	`007-061-12`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Units	2 Units
Stories	1 Story
Building Area	3,445 sqft Living Area
1st Floor Area	3,445 sqft
Basement Area	646 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1985
Exterior Material	Brick
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,682 sqft (0.36 acres)
Garage Area	572 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	20230 N MAIN ST
City	CORNELIUS
State	NC
Zip	28031
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	NMX
Legal Description	L4 M1166-281
Legal Subdivision	WILLOW POND PH I MAP 02
Legal Block	1
Legal Lot Number	4
Jurisdiction	MECKLENBURG NC
Township / Civil Division	9, DEWEESE
Census Block Group	1
Census Block	1001
Census Tract	6409

Owner

20230 N Main St, a residential property, is owned by a company that bought it in April 2026.

Source: Mecklenburg County records, as of October 19, 2026

Owner of Record	Company Name on File
Mailing Address	20230 N MAIN ST, CORNELIUS, NC 28031
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Deed of Trust, Mortgage · Construction Mortgage BAY BANK TRUST COMPANY
Apr 15, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK AND TRUST COMPANY
Dec 13, 2023	Intrafamily Transfer, Transfer
Dec 13, 2023	Warranty Deed, Transfer NOT AVAILABLE, TRYON TITLE COMPANY
Dec 13, 2023	Intrafamily Transfer, Transfer
Dec 13, 2023	Quit Claim Deed, Transfer Quitclaim
Dec 9, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2026 · Amount on File
Deed Sale	Apr 15, 2026 · Amount on File
Prior Sale	Dec 13, 2023 · Amount on File
Deed Document Number	202638295
Deed Book / Page	40345 / 412
Prior Transfer Date	Dec 8, 2023
Prior Transfer Doc	0000116537
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Recording Date	Jul 15, 2026
Property Address	20230 N MAIN ST, CORNELIUS, NC 28031
Document Number	0000075564
Book / Page	40574 / 76
Instrument Date	Jul 15, 2026
Instrument	202675564
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	9605 CALDWELL COMMONS CIR, CORNELIUS, NC 28031-8138

Mortgage

Document Number	0000075564,
Date	Jul 15, 2026
Book Page	40574/76
Instrument	202675564

Lender

Name	BAY BANK TRUST COMPANY

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.47%
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Apr 15, 2026
Property Address	20230 N MAIN ST, CORNELIUS, NC 28031
Document Number	0000038295
Book / Page	40345 / 412
Instrument Date	Apr 15, 2026
Instrument	202638295
Transaction Type	Transfer
Record Updated	Jun 3, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$134,330.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership

Mortgage

Document Number	0000038296,
Date	Apr 15, 2026
Book Page	40345/415
Instrument	202638296

Lender

Name	FIRST CITIZENS BANK AND TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	6%
Max Rate	-1%

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECKLENBURG NC
Recording Date	Dec 13, 2023
Property Address	20230 N MAIN ST, CORNELIUS, NC 28031
Document Number	0000116536
Book / Page	38532 / 214
Instrument Date	Dec 8, 2023
Instrument	2023116536
Transaction Type	Transfer
Record Updated	Dec 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	133 GREENDALE DR, MOUNT HOLLY, NC 28120-9219

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Dec 13, 2023
Property Address	20230 N MAIN ST, CORNELIUS, NC 28031
Document Number	0000116538
Book / Page	38532 / 222
Instrument Date	Dec 8, 2023
Instrument	2023116538
Transaction Type	Transfer
Record Updated	Dec 21, 2023
Title Company	NOT AVAILABLE, TRYON TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$1,300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	133 GREENDALE DR, MOUNT HOLLY, NC 28120-9219

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19009 PENINSULA POINT DR, CORNELIUS, NC 28031-7601

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECKLENBURG NC
Recording Date	Dec 13, 2023
Property Address	20230 N MAIN ST, CORNELIUS, NC 28031
Document Number	0000116537
Book / Page	38532 / 218
Instrument Date	Dec 8, 2023
Instrument	2023116537
Transaction Type	Transfer
Record Updated	Dec 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	133 GREENDALE DR, MOUNT HOLLY, NC 28120-9219

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 GREENDALE DR, MOUNT HOLLY, NC 28120-9219

December 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Dec 13, 2023
Property Address	20230 N MAIN ST, CORNELIUS, NC 28031
Document Number	0000116535
Book / Page	38532 / 210
Map Reference	MB 1166 PG 281
Instrument Date	Aug 23, 2023
Instrument	2023116535
Transaction Type	Transfer
Record Updated	Dec 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20230 N MAIN ST, CORNELIUS, NC 28031

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Dec 9, 2021
Property Address	20230 N MAIN ST, CORNELIUS, NC 28031
Document Number	0000232274
Book / Page	36850 / 96
Map Reference	MB 1166 PG 281
Instrument Date	Dec 7, 2021
Instrument	2021232274
Transaction Type	Transfer
Record Updated	May 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	133 GREENDALE DR, MOUNT HOLLY, NC 28120-9219

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 114, CORNELIUS, NC 28031-0114

Tax Assessment & Valuation

The 2025 property tax bill for 20230 N Main St was $3,737, up 1.7% from the year before.

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Cornelius Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,737.00 (+1.69%)	$545,000 Land $238,800 Building $306,200	$545,000 Land $238,800 Building $306,200
2024	$3,675.00 (-20.56%)
2023	$4,626.00	$545,000 Land $238,800 Building $306,200	$545,000 Land $238,800 Building $306,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20230 N Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20230 N Main St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: TDS Telecom.

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